▼ 0.50% · 3.625%
HK$20,465
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,102
−HK$647/mo
Today · 4.125%
HK$21,749
baseline
▲ 0.50% · 4.625%
HK$23,072
+HK$1,323/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,498/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,768
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,378
−HK$620/mo
Today · 4.125%
HK$23,998
baseline
▲ 0.50% · 4.625%
HK$25,263
+HK$1,265/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$47,996/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,512
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,212
−HK$712/mo
Today · 4.125%
HK$23,924
baseline
▲ 0.50% · 4.625%
HK$25,379
+HK$1,455/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,848/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,044
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,716
−HK$681/mo
Today · 4.125%
HK$26,397
baseline
▲ 0.50% · 4.625%
HK$27,789
+HK$1,392/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,794/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,558
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,322
−HK$776/mo
Today · 4.125%
HK$26,098
baseline
▲ 0.50% · 4.625%
HK$27,686
+HK$1,588/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$52,196/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,321
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,054
−HK$743/mo
Today · 4.125%
HK$28,797
baseline
▲ 0.50% · 4.625%
HK$30,315
+HK$1,518/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$57,594/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,605
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,433
−HK$840/mo
Today · 4.125%
HK$28,273
baseline
▲ 0.50% · 4.625%
HK$29,994
+HK$1,721/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,546/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,598
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,392
−HK$805/mo
Today · 4.125%
HK$31,197
baseline
▲ 0.50% · 4.625%
HK$32,841
+HK$1,644/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,394/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,652
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,543
−HK$905/mo
Today · 4.125%
HK$30,448
baseline
▲ 0.50% · 4.625%
HK$32,301
+HK$1,853/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,896/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,875
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,729
−HK$868/mo
Today · 4.125%
HK$33,597
baseline
▲ 0.50% · 4.625%
HK$35,368
+HK$1,771/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,194/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,698
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,653
−HK$970/mo
Today · 4.125%
HK$32,623
baseline
▲ 0.50% · 4.625%
HK$34,608
+HK$1,985/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,246/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,151
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,067
−HK$929/mo
Today · 4.125%
HK$35,996
baseline
▲ 0.50% · 4.625%
HK$37,894
+HK$1,898/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$71,992/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,745
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,763
−HK$1,035/mo
Today · 4.125%
HK$34,798
baseline
▲ 0.50% · 4.625%
HK$36,915
+HK$2,117/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$69,596/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,428
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,405
−HK$991/mo
Today · 4.125%
HK$38,396
baseline
▲ 0.50% · 4.625%
HK$40,420
+HK$2,024/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$76,792/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,791
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,873
−HK$1,100/mo
Today · 4.125%
HK$36,973
baseline
▲ 0.50% · 4.625%
HK$39,223
+HK$2,250/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$73,946/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,705
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,743
−HK$1,053/mo
Today · 4.125%
HK$40,796
baseline
▲ 0.50% · 4.625%
HK$42,946
+HK$2,150/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$81,592/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,838
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,984
−HK$1,164/mo
Today · 4.125%
HK$39,148
baseline
▲ 0.50% · 4.625%
HK$41,530
+HK$2,382/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$78,296/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,982
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,081
−HK$1,115/mo
Today · 4.125%
HK$43,196
baseline
▲ 0.50% · 4.625%
HK$45,473
+HK$2,277/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$86,392/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,251 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).