▼ 0.50% · 3.625%
HK$15,508
−HK$973/mo
▼ 0.25% · 3.875%
HK$15,990
−HK$491/mo
Today · 4.125%
HK$16,481
baseline
▲ 0.50% · 4.625%
HK$17,483
+HK$1,002/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,962/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$204,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,253
−HK$932/mo
▼ 0.25% · 3.875%
HK$17,715
−HK$470/mo
Today · 4.125%
HK$18,185
baseline
▲ 0.50% · 4.625%
HK$19,143
+HK$958/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,370/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$204,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,059
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,590
−HK$539/mo
Today · 4.125%
HK$18,129
baseline
▲ 0.50% · 4.625%
HK$19,232
+HK$1,103/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,258/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$204,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,978
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,487
−HK$516/mo
Today · 4.125%
HK$20,003
baseline
▲ 0.50% · 4.625%
HK$21,058
+HK$1,055/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$40,006/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$204,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,610
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,189
−HK$588/mo
Today · 4.125%
HK$19,777
baseline
▲ 0.50% · 4.625%
HK$20,980
+HK$1,203/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,554/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$204,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,703
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,258
−HK$564/mo
Today · 4.125%
HK$21,822
baseline
▲ 0.50% · 4.625%
HK$22,972
+HK$1,150/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,644/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$204,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,161
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,788
−HK$637/mo
Today · 4.125%
HK$21,425
baseline
▲ 0.50% · 4.625%
HK$22,728
+HK$1,303/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,850/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$204,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,428
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,030
−HK$610/mo
Today · 4.125%
HK$23,640
baseline
▲ 0.50% · 4.625%
HK$24,886
+HK$1,246/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,280/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$204,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,711
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,387
−HK$686/mo
Today · 4.125%
HK$23,073
baseline
▲ 0.50% · 4.625%
HK$24,477
+HK$1,404/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,146/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$204,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,154
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,801
−HK$658/mo
Today · 4.125%
HK$25,459
baseline
▲ 0.50% · 4.625%
HK$26,801
+HK$1,342/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,918/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$204,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,262
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,986
−HK$735/mo
Today · 4.125%
HK$24,721
baseline
▲ 0.50% · 4.625%
HK$26,225
+HK$1,504/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$49,442/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$204,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,879
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,573
−HK$704/mo
Today · 4.125%
HK$27,277
baseline
▲ 0.50% · 4.625%
HK$28,715
+HK$1,438/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$54,554/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$204,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,813
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,585
−HK$784/mo
Today · 4.125%
HK$26,369
baseline
▲ 0.50% · 4.625%
HK$27,973
+HK$1,604/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$52,738/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$204,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,604
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,344
−HK$752/mo
Today · 4.125%
HK$29,096
baseline
▲ 0.50% · 4.625%
HK$30,629
+HK$1,533/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$58,192/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$204,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,364
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,184
−HK$833/mo
Today · 4.125%
HK$28,017
baseline
▲ 0.50% · 4.625%
HK$29,722
+HK$1,705/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$56,034/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$204,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,329
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,116
−HK$798/mo
Today · 4.125%
HK$30,914
baseline
▲ 0.50% · 4.625%
HK$32,544
+HK$1,630/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$61,828/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$204,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,915
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,783
−HK$882/mo
Today · 4.125%
HK$29,665
baseline
▲ 0.50% · 4.625%
HK$31,470
+HK$1,805/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,330/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$204,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,055
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,888
−HK$844/mo
Today · 4.125%
HK$32,732
baseline
▲ 0.50% · 4.625%
HK$34,458
+HK$1,726/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$65,464/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$204,031 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).