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At today's rate and a 90% mortgage, the deposit on this unit is about HK$700K, with repayments around HK$30,547/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$61,094/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$210,098 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Tai Koo Station Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- 11
- Saleable Area
- 509 Saleable ft²
- Gross Area
- 624 ft²
- Efficiency
- 82%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-19 | HK$6.05M | −29.9% 5.6y · −5.0%/yr |
| 2019-11-14 | HK$8.63M | +35.1% 3.5y · 10.0%/yr |
| 2016-05-17 | HK$6.39M | +154.5% 12.1y · 13.0%/yr |
| 2004-05-14 | HK$2.51M | +26.8% |
| 2001-12-12 | HK$1.98M | — |