▼ 0.50% · 3.625%
HK$19,534
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,141
−HK$618/mo
Today · 4.125%
HK$20,759
baseline
▲ 0.50% · 4.625%
HK$22,022
+HK$1,263/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,518/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,731
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,314
−HK$591/mo
Today · 4.125%
HK$22,905
baseline
▲ 0.50% · 4.625%
HK$24,112
+HK$1,207/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,810/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,487
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,155
−HK$679/mo
Today · 4.125%
HK$22,834
baseline
▲ 0.50% · 4.625%
HK$24,224
+HK$1,390/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$45,668/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,904
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,545
−HK$651/mo
Today · 4.125%
HK$25,196
baseline
▲ 0.50% · 4.625%
HK$26,524
+HK$1,328/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$50,392/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,440
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,169
−HK$741/mo
Today · 4.125%
HK$24,910
baseline
▲ 0.50% · 4.625%
HK$26,426
+HK$1,516/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$49,820/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,077
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,777
−HK$709/mo
Today · 4.125%
HK$27,486
baseline
▲ 0.50% · 4.625%
HK$28,935
+HK$1,449/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$54,972/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,394
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,184
−HK$802/mo
Today · 4.125%
HK$26,986
baseline
▲ 0.50% · 4.625%
HK$28,628
+HK$1,642/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$53,972/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$256,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,250
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,008
−HK$769/mo
Today · 4.125%
HK$29,777
baseline
▲ 0.50% · 4.625%
HK$31,346
+HK$1,569/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,554/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$256,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,347
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,198
−HK$864/mo
Today · 4.125%
HK$29,062
baseline
▲ 0.50% · 4.625%
HK$30,830
+HK$1,768/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,124/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$256,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,423
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,239
−HK$828/mo
Today · 4.125%
HK$32,067
baseline
▲ 0.50% · 4.625%
HK$33,757
+HK$1,690/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,134/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$256,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,300
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,212
−HK$926/mo
Today · 4.125%
HK$31,138
baseline
▲ 0.50% · 4.625%
HK$33,033
+HK$1,895/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$62,276/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,596
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,471
−HK$887/mo
Today · 4.125%
HK$34,358
baseline
▲ 0.50% · 4.625%
HK$36,169
+HK$1,811/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$68,716/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,254
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,226
−HK$988/mo
Today · 4.125%
HK$33,214
baseline
▲ 0.50% · 4.625%
HK$35,235
+HK$2,021/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$66,428/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,770
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,702
−HK$946/mo
Today · 4.125%
HK$36,648
baseline
▲ 0.50% · 4.625%
HK$38,580
+HK$1,932/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$73,296/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,207
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,240
−HK$1,050/mo
Today · 4.125%
HK$35,290
baseline
▲ 0.50% · 4.625%
HK$37,437
+HK$2,147/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$70,580/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,943
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,933
−HK$1,006/mo
Today · 4.125%
HK$38,939
baseline
▲ 0.50% · 4.625%
HK$40,991
+HK$2,052/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$77,878/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,161
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,254
−HK$1,111/mo
Today · 4.125%
HK$37,365
baseline
▲ 0.50% · 4.625%
HK$39,639
+HK$2,274/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$74,730/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,116
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,165
−HK$1,064/mo
Today · 4.125%
HK$41,229
baseline
▲ 0.50% · 4.625%
HK$43,402
+HK$2,173/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$82,458/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,993 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).