▼ 0.50% · 3.625%
HK$16,699
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$17,219
−HK$528/mo
Today · 4.125%
HK$17,747
baseline
▲ 0.50% · 4.625%
HK$18,826
+HK$1,079/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,494/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,578
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$19,076
−HK$506/mo
Today · 4.125%
HK$19,582
baseline
▲ 0.50% · 4.625%
HK$20,614
+HK$1,032/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,164/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,369
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,941
−HK$580/mo
Today · 4.125%
HK$19,521
baseline
▲ 0.50% · 4.625%
HK$20,709
+HK$1,188/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$39,042/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,436
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,984
−HK$556/mo
Today · 4.125%
HK$21,540
baseline
▲ 0.50% · 4.625%
HK$22,675
+HK$1,135/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$43,080/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,039
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,663
−HK$633/mo
Today · 4.125%
HK$21,296
baseline
▲ 0.50% · 4.625%
HK$22,592
+HK$1,296/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$42,592/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,294
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,891
−HK$607/mo
Today · 4.125%
HK$23,498
baseline
▲ 0.50% · 4.625%
HK$24,737
+HK$1,239/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$46,996/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,709
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,385
−HK$686/mo
Today · 4.125%
HK$23,071
baseline
▲ 0.50% · 4.625%
HK$24,474
+HK$1,403/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$46,142/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,151
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,799
−HK$657/mo
Today · 4.125%
HK$25,456
baseline
▲ 0.50% · 4.625%
HK$26,798
+HK$1,342/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$50,912/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,379
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,106
−HK$739/mo
Today · 4.125%
HK$24,845
baseline
▲ 0.50% · 4.625%
HK$26,357
+HK$1,512/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$49,690/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,009
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,707
−HK$707/mo
Today · 4.125%
HK$27,414
baseline
▲ 0.50% · 4.625%
HK$28,859
+HK$1,445/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$54,828/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,049
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,828
−HK$792/mo
Today · 4.125%
HK$26,620
baseline
▲ 0.50% · 4.625%
HK$28,240
+HK$1,620/mo
Deposit HK$1.83M · loan HK$5.49M · min. income ≈ HK$53,240/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,867
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,614
−HK$758/mo
Today · 4.125%
HK$29,372
baseline
▲ 0.50% · 4.625%
HK$30,921
+HK$1,549/mo
Deposit HK$1.83M · loan HK$5.49M · min. income ≈ HK$58,744/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,719
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,550
−HK$845/mo
Today · 4.125%
HK$28,395
baseline
▲ 0.50% · 4.625%
HK$30,122
+HK$1,727/mo
Deposit HK$1.46M · loan HK$5.86M · min. income ≈ HK$56,790/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,725
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,522
−HK$809/mo
Today · 4.125%
HK$31,331
baseline
▲ 0.50% · 4.625%
HK$32,982
+HK$1,651/mo
Deposit HK$1.46M · loan HK$5.86M · min. income ≈ HK$62,662/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,389
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,272
−HK$897/mo
Today · 4.125%
HK$30,169
baseline
▲ 0.50% · 4.625%
HK$32,005
+HK$1,836/mo
Deposit HK$1.10M · loan HK$6.22M · min. income ≈ HK$60,338/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,582
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,430
−HK$859/mo
Today · 4.125%
HK$33,289
baseline
▲ 0.50% · 4.625%
HK$35,043
+HK$1,754/mo
Deposit HK$1.10M · loan HK$6.22M · min. income ≈ HK$66,578/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,059
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,994
−HK$950/mo
Today · 4.125%
HK$31,944
baseline
▲ 0.50% · 4.625%
HK$33,888
+HK$1,944/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$63,888/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$219,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,440
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,337
−HK$910/mo
Today · 4.125%
HK$35,247
baseline
▲ 0.50% · 4.625%
HK$37,105
+HK$1,858/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$70,494/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$219,705 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).