▼ 0.50% · 3.625%
HK$19,732
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,346
−HK$623/mo
Today · 4.125%
HK$20,969
baseline
▲ 0.50% · 4.625%
HK$22,245
+HK$1,276/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$41,938/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,952
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,540
−HK$597/mo
Today · 4.125%
HK$23,137
baseline
▲ 0.50% · 4.625%
HK$24,357
+HK$1,220/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,274/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,705
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,380
−HK$686/mo
Today · 4.125%
HK$23,066
baseline
▲ 0.50% · 4.625%
HK$24,470
+HK$1,404/mo
Deposit HK$3.89M · loan HK$4.76M · min. income ≈ HK$46,132/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,147
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,794
−HK$657/mo
Today · 4.125%
HK$25,451
baseline
▲ 0.50% · 4.625%
HK$26,793
+HK$1,342/mo
Deposit HK$3.89M · loan HK$4.76M · min. income ≈ HK$50,902/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,678
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,415
−HK$748/mo
Today · 4.125%
HK$25,163
baseline
▲ 0.50% · 4.625%
HK$26,694
+HK$1,531/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$50,326/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,342
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,048
−HK$717/mo
Today · 4.125%
HK$27,765
baseline
▲ 0.50% · 4.625%
HK$29,229
+HK$1,464/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$55,530/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,651
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,449
−HK$811/mo
Today · 4.125%
HK$27,260
baseline
▲ 0.50% · 4.625%
HK$28,919
+HK$1,659/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$54,520/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,537
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,302
−HK$777/mo
Today · 4.125%
HK$30,079
baseline
▲ 0.50% · 4.625%
HK$31,664
+HK$1,585/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$60,158/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,625
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,484
−HK$873/mo
Today · 4.125%
HK$29,357
baseline
▲ 0.50% · 4.625%
HK$31,143
+HK$1,786/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$58,714/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,732
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,556
−HK$836/mo
Today · 4.125%
HK$32,392
baseline
▲ 0.50% · 4.625%
HK$34,100
+HK$1,708/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$64,784/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,598
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,518
−HK$936/mo
Today · 4.125%
HK$31,454
baseline
▲ 0.50% · 4.625%
HK$33,368
+HK$1,914/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$62,908/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,927
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,810
−HK$896/mo
Today · 4.125%
HK$34,706
baseline
▲ 0.50% · 4.625%
HK$36,536
+HK$1,830/mo
Deposit HK$2.16M · loan HK$6.49M · min. income ≈ HK$69,412/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,571
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,553
−HK$998/mo
Today · 4.125%
HK$33,551
baseline
▲ 0.50% · 4.625%
HK$35,592
+HK$2,041/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$67,102/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,122
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,064
−HK$956/mo
Today · 4.125%
HK$37,020
baseline
▲ 0.50% · 4.625%
HK$38,971
+HK$1,951/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$74,040/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,544
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,588
−HK$1,060/mo
Today · 4.125%
HK$35,648
baseline
▲ 0.50% · 4.625%
HK$37,817
+HK$2,169/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$71,296/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,318
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,318
−HK$1,016/mo
Today · 4.125%
HK$39,334
baseline
▲ 0.50% · 4.625%
HK$41,407
+HK$2,073/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$78,668/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,517
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,622
−HK$1,123/mo
Today · 4.125%
HK$37,745
baseline
▲ 0.50% · 4.625%
HK$40,041
+HK$2,296/mo
Deposit HK$865K · loan HK$7.79M · min. income ≈ HK$75,490/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,513
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,572
−HK$1,075/mo
Today · 4.125%
HK$41,647
baseline
▲ 0.50% · 4.625%
HK$43,843
+HK$2,196/mo
Deposit HK$865K · loan HK$7.79M · min. income ≈ HK$83,294/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,601 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).