▼ 0.50% · 3.625%
HK$15,863
−HK$995/mo
▼ 0.25% · 3.875%
HK$16,357
−HK$501/mo
Today · 4.125%
HK$16,858
baseline
▲ 0.50% · 4.625%
HK$17,884
+HK$1,026/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$33,716/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,648
−HK$953/mo
▼ 0.25% · 3.875%
HK$18,121
−HK$480/mo
Today · 4.125%
HK$18,601
baseline
▲ 0.50% · 4.625%
HK$19,582
+HK$981/mo
Deposit HK$3.48M · loan HK$3.48M · min. income ≈ HK$37,202/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$208,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,450
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,992
−HK$552/mo
Today · 4.125%
HK$18,544
baseline
▲ 0.50% · 4.625%
HK$19,672
+HK$1,128/mo
Deposit HK$3.13M · loan HK$3.83M · min. income ≈ HK$37,088/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,413
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,933
−HK$528/mo
Today · 4.125%
HK$20,461
baseline
▲ 0.50% · 4.625%
HK$21,540
+HK$1,079/mo
Deposit HK$3.13M · loan HK$3.83M · min. income ≈ HK$40,922/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$208,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,036
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,628
−HK$602/mo
Today · 4.125%
HK$20,230
baseline
▲ 0.50% · 4.625%
HK$21,461
+HK$1,231/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$40,460/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,177
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,745
−HK$577/mo
Today · 4.125%
HK$22,322
baseline
▲ 0.50% · 4.625%
HK$23,498
+HK$1,176/mo
Deposit HK$2.78M · loan HK$4.17M · min. income ≈ HK$44,644/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$208,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,622
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,264
−HK$652/mo
Today · 4.125%
HK$21,916
baseline
▲ 0.50% · 4.625%
HK$23,249
+HK$1,333/mo
Deposit HK$2.43M · loan HK$4.52M · min. income ≈ HK$43,832/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,942
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,557
−HK$625/mo
Today · 4.125%
HK$24,182
baseline
▲ 0.50% · 4.625%
HK$25,456
+HK$1,274/mo
Deposit HK$2.43M · loan HK$4.52M · min. income ≈ HK$48,364/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$208,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,209
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,899
−HK$702/mo
Today · 4.125%
HK$23,601
baseline
▲ 0.50% · 4.625%
HK$25,037
+HK$1,436/mo
Deposit HK$2.09M · loan HK$4.87M · min. income ≈ HK$47,202/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$208,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,707
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,370
−HK$672/mo
Today · 4.125%
HK$26,042
baseline
▲ 0.50% · 4.625%
HK$27,414
+HK$1,372/mo
Deposit HK$2.09M · loan HK$4.87M · min. income ≈ HK$52,084/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$208,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,795
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,535
−HK$752/mo
Today · 4.125%
HK$25,287
baseline
▲ 0.50% · 4.625%
HK$26,826
+HK$1,539/mo
Deposit HK$1.74M · loan HK$5.22M · min. income ≈ HK$50,574/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,472
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,182
−HK$720/mo
Today · 4.125%
HK$27,902
baseline
▲ 0.50% · 4.625%
HK$29,373
+HK$1,471/mo
Deposit HK$1.74M · loan HK$5.22M · min. income ≈ HK$55,804/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$208,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,381
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,171
−HK$802/mo
Today · 4.125%
HK$26,973
baseline
▲ 0.50% · 4.625%
HK$28,614
+HK$1,641/mo
Deposit HK$1.39M · loan HK$5.57M · min. income ≈ HK$53,946/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,236
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$28,994
−HK$768/mo
Today · 4.125%
HK$29,762
baseline
▲ 0.50% · 4.625%
HK$31,331
+HK$1,569/mo
Deposit HK$1.39M · loan HK$5.57M · min. income ≈ HK$59,524/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$208,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,968
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,807
−HK$852/mo
Today · 4.125%
HK$28,659
baseline
▲ 0.50% · 4.625%
HK$30,403
+HK$1,744/mo
Deposit HK$1.04M · loan HK$5.91M · min. income ≈ HK$57,318/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,001
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,806
−HK$816/mo
Today · 4.125%
HK$31,622
baseline
▲ 0.50% · 4.625%
HK$33,289
+HK$1,667/mo
Deposit HK$1.04M · loan HK$5.91M · min. income ≈ HK$63,244/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$208,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,554
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,442
−HK$903/mo
Today · 4.125%
HK$30,345
baseline
▲ 0.50% · 4.625%
HK$32,191
+HK$1,846/mo
Deposit HK$696K · loan HK$6.26M · min. income ≈ HK$60,690/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$208,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,766
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,618
−HK$864/mo
Today · 4.125%
HK$33,482
baseline
▲ 0.50% · 4.625%
HK$35,247
+HK$1,765/mo
Deposit HK$696K · loan HK$6.26M · min. income ≈ HK$66,964/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$208,705 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).