▼ 0.50% · 3.625%
HK$19,864
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,482
−HK$628/mo
Today · 4.125%
HK$21,110
baseline
▲ 0.50% · 4.625%
HK$22,394
+HK$1,284/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,220/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,099
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,691
−HK$602/mo
Today · 4.125%
HK$23,293
baseline
▲ 0.50% · 4.625%
HK$24,520
+HK$1,227/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,586/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,851
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,530
−HK$691/mo
Today · 4.125%
HK$23,221
baseline
▲ 0.50% · 4.625%
HK$24,634
+HK$1,413/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,442/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,308
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,960
−HK$662/mo
Today · 4.125%
HK$25,622
baseline
▲ 0.50% · 4.625%
HK$26,972
+HK$1,350/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,244/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,837
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,578
−HK$754/mo
Today · 4.125%
HK$25,332
baseline
▲ 0.50% · 4.625%
HK$26,873
+HK$1,541/mo
Deposit HK$3.48M · loan HK$5.23M · min. income ≈ HK$50,664/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,518
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,230
−HK$721/mo
Today · 4.125%
HK$27,951
baseline
▲ 0.50% · 4.625%
HK$29,424
+HK$1,473/mo
Deposit HK$3.48M · loan HK$5.23M · min. income ≈ HK$55,902/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,823
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,627
−HK$816/mo
Today · 4.125%
HK$27,443
baseline
▲ 0.50% · 4.625%
HK$29,113
+HK$1,670/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$54,886/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,728
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,499
−HK$781/mo
Today · 4.125%
HK$30,280
baseline
▲ 0.50% · 4.625%
HK$31,876
+HK$1,596/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$60,560/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,810
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,675
−HK$879/mo
Today · 4.125%
HK$29,554
baseline
▲ 0.50% · 4.625%
HK$31,352
+HK$1,798/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$59,108/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,938
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,768
−HK$842/mo
Today · 4.125%
HK$32,610
baseline
▲ 0.50% · 4.625%
HK$34,328
+HK$1,718/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$65,220/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,796
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,723
−HK$942/mo
Today · 4.125%
HK$31,665
baseline
▲ 0.50% · 4.625%
HK$33,591
+HK$1,926/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$63,330/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,148
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,037
−HK$902/mo
Today · 4.125%
HK$34,939
baseline
▲ 0.50% · 4.625%
HK$36,781
+HK$1,842/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$69,878/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,783
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,771
−HK$1,005/mo
Today · 4.125%
HK$33,776
baseline
▲ 0.50% · 4.625%
HK$35,831
+HK$2,055/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$67,552/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,358
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,306
−HK$962/mo
Today · 4.125%
HK$37,268
baseline
▲ 0.50% · 4.625%
HK$39,233
+HK$1,965/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$74,536/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,769
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,819
−HK$1,068/mo
Today · 4.125%
HK$35,887
baseline
▲ 0.50% · 4.625%
HK$38,070
+HK$2,183/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$71,774/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,568
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,575
−HK$1,022/mo
Today · 4.125%
HK$39,597
baseline
▲ 0.50% · 4.625%
HK$41,685
+HK$2,088/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$79,194/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,755
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,868
−HK$1,130/mo
Today · 4.125%
HK$37,998
baseline
▲ 0.50% · 4.625%
HK$40,310
+HK$2,312/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$75,996/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,778
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,844
−HK$1,083/mo
Today · 4.125%
HK$41,927
baseline
▲ 0.50% · 4.625%
HK$44,137
+HK$2,210/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$83,854/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,341 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).