▼ 0.50% · 3.625%
HK$20,154
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,781
−HK$637/mo
Today · 4.125%
HK$21,418
baseline
▲ 0.50% · 4.625%
HK$22,721
+HK$1,303/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,836/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$265,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,421
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,022
−HK$610/mo
Today · 4.125%
HK$23,632
baseline
▲ 0.50% · 4.625%
HK$24,878
+HK$1,246/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,264/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$265,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,169
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,859
−HK$700/mo
Today · 4.125%
HK$23,559
baseline
▲ 0.50% · 4.625%
HK$24,993
+HK$1,434/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$47,118/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,663
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,324
−HK$671/mo
Today · 4.125%
HK$25,995
baseline
▲ 0.50% · 4.625%
HK$27,366
+HK$1,371/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$51,990/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,185
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,937
−HK$764/mo
Today · 4.125%
HK$25,701
baseline
▲ 0.50% · 4.625%
HK$27,265
+HK$1,564/mo
Deposit HK$3.54M · loan HK$5.30M · min. income ≈ HK$51,402/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,905
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,627
−HK$732/mo
Today · 4.125%
HK$28,359
baseline
▲ 0.50% · 4.625%
HK$29,854
+HK$1,495/mo
Deposit HK$3.54M · loan HK$5.30M · min. income ≈ HK$56,718/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,200
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,015
−HK$828/mo
Today · 4.125%
HK$27,843
baseline
▲ 0.50% · 4.625%
HK$29,537
+HK$1,694/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$55,686/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,147
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,929
−HK$793/mo
Today · 4.125%
HK$30,722
baseline
▲ 0.50% · 4.625%
HK$32,341
+HK$1,619/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$61,444/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,215
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,093
−HK$892/mo
Today · 4.125%
HK$29,985
baseline
▲ 0.50% · 4.625%
HK$31,809
+HK$1,824/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$59,970/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,389
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,231
−HK$854/mo
Today · 4.125%
HK$33,085
baseline
▲ 0.50% · 4.625%
HK$34,829
+HK$1,744/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,170/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,231
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,171
−HK$955/mo
Today · 4.125%
HK$32,126
baseline
▲ 0.50% · 4.625%
HK$34,081
+HK$1,955/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$64,252/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$265,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,631
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,533
−HK$915/mo
Today · 4.125%
HK$35,448
baseline
▲ 0.50% · 4.625%
HK$37,317
+HK$1,869/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$70,896/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$265,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,246
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,249
−HK$1,019/mo
Today · 4.125%
HK$34,268
baseline
▲ 0.50% · 4.625%
HK$36,353
+HK$2,085/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$68,536/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,873
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,836
−HK$976/mo
Today · 4.125%
HK$37,812
baseline
▲ 0.50% · 4.625%
HK$39,805
+HK$1,993/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$75,624/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,261
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,327
−HK$1,083/mo
Today · 4.125%
HK$36,410
baseline
▲ 0.50% · 4.625%
HK$38,625
+HK$2,215/mo
Deposit HK$1.33M · loan HK$7.51M · min. income ≈ HK$72,820/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,116
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,138
−HK$1,037/mo
Today · 4.125%
HK$40,175
baseline
▲ 0.50% · 4.625%
HK$42,292
+HK$2,117/mo
Deposit HK$1.33M · loan HK$7.51M · min. income ≈ HK$80,350/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,277
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,405
−HK$1,147/mo
Today · 4.125%
HK$38,552
baseline
▲ 0.50% · 4.625%
HK$40,898
+HK$2,346/mo
Deposit HK$884K · loan HK$7.95M · min. income ≈ HK$77,104/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,358
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,440
−HK$1,098/mo
Today · 4.125%
HK$42,538
baseline
▲ 0.50% · 4.625%
HK$44,780
+HK$2,242/mo
Deposit HK$884K · loan HK$7.95M · min. income ≈ HK$85,076/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,152 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).