▼ 0.50% · 3.625%
HK$20,232
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,861
−HK$640/mo
Today · 4.125%
HK$21,501
baseline
▲ 0.50% · 4.625%
HK$22,809
+HK$1,308/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,002/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,508
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,111
−HK$613/mo
Today · 4.125%
HK$23,724
baseline
▲ 0.50% · 4.625%
HK$24,974
+HK$1,250/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,448/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,255
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,947
−HK$704/mo
Today · 4.125%
HK$23,651
baseline
▲ 0.50% · 4.625%
HK$25,090
+HK$1,439/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$47,302/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,759
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,423
−HK$673/mo
Today · 4.125%
HK$26,096
baseline
▲ 0.50% · 4.625%
HK$27,472
+HK$1,376/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$52,192/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,278
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,033
−HK$768/mo
Today · 4.125%
HK$25,801
baseline
▲ 0.50% · 4.625%
HK$27,371
+HK$1,570/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$51,602/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,009
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,734
−HK$735/mo
Today · 4.125%
HK$28,469
baseline
▲ 0.50% · 4.625%
HK$29,969
+HK$1,500/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$56,938/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,301
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,120
−HK$831/mo
Today · 4.125%
HK$27,951
baseline
▲ 0.50% · 4.625%
HK$29,652
+HK$1,701/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$55,902/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,260
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,045
−HK$796/mo
Today · 4.125%
HK$30,841
baseline
▲ 0.50% · 4.625%
HK$32,467
+HK$1,626/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$61,682/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,325
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,206
−HK$895/mo
Today · 4.125%
HK$30,101
baseline
▲ 0.50% · 4.625%
HK$31,932
+HK$1,831/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$60,202/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,511
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,356
−HK$857/mo
Today · 4.125%
HK$33,213
baseline
▲ 0.50% · 4.625%
HK$34,964
+HK$1,751/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$66,426/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,348
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,292
−HK$959/mo
Today · 4.125%
HK$32,251
baseline
▲ 0.50% · 4.625%
HK$34,213
+HK$1,962/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$64,502/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,762
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,667
−HK$919/mo
Today · 4.125%
HK$35,586
baseline
▲ 0.50% · 4.625%
HK$37,462
+HK$1,876/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$71,172/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,371
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,378
−HK$1,023/mo
Today · 4.125%
HK$34,401
baseline
▲ 0.50% · 4.625%
HK$36,494
+HK$2,093/mo
Deposit HK$1.77M · loan HK$7.10M · min. income ≈ HK$68,802/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,012
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,978
−HK$980/mo
Today · 4.125%
HK$37,958
baseline
▲ 0.50% · 4.625%
HK$39,959
+HK$2,001/mo
Deposit HK$1.77M · loan HK$7.10M · min. income ≈ HK$75,916/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,394
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,464
−HK$1,087/mo
Today · 4.125%
HK$36,551
baseline
▲ 0.50% · 4.625%
HK$38,775
+HK$2,224/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$73,102/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,263
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,289
−HK$1,042/mo
Today · 4.125%
HK$40,331
baseline
▲ 0.50% · 4.625%
HK$42,456
+HK$2,125/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$80,662/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,417
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,550
−HK$1,151/mo
Today · 4.125%
HK$38,701
baseline
▲ 0.50% · 4.625%
HK$41,056
+HK$2,355/mo
Deposit HK$887K · loan HK$7.99M · min. income ≈ HK$77,402/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,514
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,601
−HK$1,102/mo
Today · 4.125%
HK$42,703
baseline
▲ 0.50% · 4.625%
HK$44,954
+HK$2,251/mo
Deposit HK$887K · loan HK$7.99M · min. income ≈ HK$85,406/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,180 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).