▼ 0.50% · 3.625%
HK$20,011
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,633
−HK$633/mo
Today · 4.125%
HK$21,266
baseline
▲ 0.50% · 4.625%
HK$22,560
+HK$1,294/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,532/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,262
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,859
−HK$606/mo
Today · 4.125%
HK$23,465
baseline
▲ 0.50% · 4.625%
HK$24,702
+HK$1,237/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$46,930/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,012
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,697
−HK$695/mo
Today · 4.125%
HK$23,392
baseline
▲ 0.50% · 4.625%
HK$24,816
+HK$1,424/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$46,784/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,488
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,145
−HK$666/mo
Today · 4.125%
HK$25,811
baseline
▲ 0.50% · 4.625%
HK$27,172
+HK$1,361/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$51,622/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,013
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,760
−HK$759/mo
Today · 4.125%
HK$25,519
baseline
▲ 0.50% · 4.625%
HK$27,072
+HK$1,553/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$51,038/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,714
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,431
−HK$727/mo
Today · 4.125%
HK$28,158
baseline
▲ 0.50% · 4.625%
HK$29,642
+HK$1,484/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$56,316/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,014
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,824
−HK$822/mo
Today · 4.125%
HK$27,646
baseline
▲ 0.50% · 4.625%
HK$29,328
+HK$1,682/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$55,292/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$263,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,941
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,717
−HK$787/mo
Today · 4.125%
HK$30,504
baseline
▲ 0.50% · 4.625%
HK$32,112
+HK$1,608/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$61,008/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$263,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,015
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,887
−HK$885/mo
Today · 4.125%
HK$29,772
baseline
▲ 0.50% · 4.625%
HK$31,584
+HK$1,812/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$59,544/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,167
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,003
−HK$848/mo
Today · 4.125%
HK$32,851
baseline
▲ 0.50% · 4.625%
HK$34,582
+HK$1,731/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$65,702/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,017
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,950
−HK$949/mo
Today · 4.125%
HK$31,899
baseline
▲ 0.50% · 4.625%
HK$33,840
+HK$1,941/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$63,798/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,393
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,289
−HK$908/mo
Today · 4.125%
HK$35,197
baseline
▲ 0.50% · 4.625%
HK$37,053
+HK$1,856/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$70,394/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,018
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,014
−HK$1,011/mo
Today · 4.125%
HK$34,025
baseline
▲ 0.50% · 4.625%
HK$36,096
+HK$2,071/mo
Deposit HK$1.76M · loan HK$7.02M · min. income ≈ HK$68,050/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,619
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,575
−HK$969/mo
Today · 4.125%
HK$37,544
baseline
▲ 0.50% · 4.625%
HK$39,523
+HK$1,979/mo
Deposit HK$1.76M · loan HK$7.02M · min. income ≈ HK$75,088/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,019
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,077
−HK$1,075/mo
Today · 4.125%
HK$36,152
baseline
▲ 0.50% · 4.625%
HK$38,352
+HK$2,200/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$72,304/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,846
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,861
−HK$1,029/mo
Today · 4.125%
HK$39,890
baseline
▲ 0.50% · 4.625%
HK$41,993
+HK$2,103/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$79,780/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,020
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,140
−HK$1,139/mo
Today · 4.125%
HK$38,279
baseline
▲ 0.50% · 4.625%
HK$40,608
+HK$2,329/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$76,558/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,072
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,146
−HK$1,091/mo
Today · 4.125%
HK$42,237
baseline
▲ 0.50% · 4.625%
HK$44,463
+HK$2,226/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$84,474/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,274 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).