▼ 0.50% · 3.625%
HK$14,822
−HK$929/mo
▼ 0.25% · 3.875%
HK$15,283
−HK$468/mo
Today · 4.125%
HK$15,751
baseline
▲ 0.50% · 4.625%
HK$16,709
+HK$958/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,502/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$184,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,489
−HK$891/mo
▼ 0.25% · 3.875%
HK$16,931
−HK$449/mo
Today · 4.125%
HK$17,380
baseline
▲ 0.50% · 4.625%
HK$18,296
+HK$916/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,760/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$184,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,304
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$16,811
−HK$515/mo
Today · 4.125%
HK$17,326
baseline
▲ 0.50% · 4.625%
HK$18,380
+HK$1,054/mo
Deposit HK$2.92M · loan HK$3.57M · min. income ≈ HK$34,652/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$184,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,138
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,624
−HK$494/mo
Today · 4.125%
HK$19,118
baseline
▲ 0.50% · 4.625%
HK$20,125
+HK$1,007/mo
Deposit HK$2.92M · loan HK$3.57M · min. income ≈ HK$38,236/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$184,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,786
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,339
−HK$562/mo
Today · 4.125%
HK$18,901
baseline
▲ 0.50% · 4.625%
HK$20,051
+HK$1,150/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$37,802/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$184,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,787
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,317
−HK$539/mo
Today · 4.125%
HK$20,856
baseline
▲ 0.50% · 4.625%
HK$21,955
+HK$1,099/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$41,712/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$184,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,268
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,867
−HK$609/mo
Today · 4.125%
HK$20,476
baseline
▲ 0.50% · 4.625%
HK$21,722
+HK$1,246/mo
Deposit HK$2.27M · loan HK$4.22M · min. income ≈ HK$40,952/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$184,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,435
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,010
−HK$584/mo
Today · 4.125%
HK$22,594
baseline
▲ 0.50% · 4.625%
HK$23,785
+HK$1,191/mo
Deposit HK$2.27M · loan HK$4.22M · min. income ≈ HK$45,188/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$184,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,750
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,396
−HK$655/mo
Today · 4.125%
HK$22,051
baseline
▲ 0.50% · 4.625%
HK$23,393
+HK$1,342/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$44,102/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$184,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,084
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,703
−HK$629/mo
Today · 4.125%
HK$24,332
baseline
▲ 0.50% · 4.625%
HK$25,614
+HK$1,282/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$48,664/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$184,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,232
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,924
−HK$703/mo
Today · 4.125%
HK$23,627
baseline
▲ 0.50% · 4.625%
HK$25,064
+HK$1,437/mo
Deposit HK$1.62M · loan HK$4.87M · min. income ≈ HK$47,254/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$184,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,733
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,397
−HK$673/mo
Today · 4.125%
HK$26,070
baseline
▲ 0.50% · 4.625%
HK$27,444
+HK$1,374/mo
Deposit HK$1.62M · loan HK$4.87M · min. income ≈ HK$52,140/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$184,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,715
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,452
−HK$750/mo
Today · 4.125%
HK$25,202
baseline
▲ 0.50% · 4.625%
HK$26,735
+HK$1,533/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$50,404/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$184,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,382
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,090
−HK$717/mo
Today · 4.125%
HK$27,807
baseline
▲ 0.50% · 4.625%
HK$29,273
+HK$1,466/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$55,614/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$184,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,197
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,980
−HK$797/mo
Today · 4.125%
HK$26,777
baseline
▲ 0.50% · 4.625%
HK$28,406
+HK$1,629/mo
Deposit HK$975K · loan HK$5.52M · min. income ≈ HK$53,554/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$184,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,031
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,783
−HK$762/mo
Today · 4.125%
HK$29,545
baseline
▲ 0.50% · 4.625%
HK$31,103
+HK$1,558/mo
Deposit HK$975K · loan HK$5.52M · min. income ≈ HK$59,090/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$184,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,679
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,509
−HK$843/mo
Today · 4.125%
HK$28,352
baseline
▲ 0.50% · 4.625%
HK$30,077
+HK$1,725/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$56,704/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$184,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,680
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,476
−HK$807/mo
Today · 4.125%
HK$31,283
baseline
▲ 0.50% · 4.625%
HK$32,932
+HK$1,649/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$62,566/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$184,996 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).