▼ 0.50% · 3.625%
HK$16,419
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$16,930
−HK$519/mo
Today · 4.125%
HK$17,449
baseline
▲ 0.50% · 4.625%
HK$18,511
+HK$1,062/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,898/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,266
−HK$987/mo
▼ 0.25% · 3.875%
HK$18,756
−HK$497/mo
Today · 4.125%
HK$19,253
baseline
▲ 0.50% · 4.625%
HK$20,268
+HK$1,015/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,506/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,061
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,623
−HK$571/mo
Today · 4.125%
HK$19,194
baseline
▲ 0.50% · 4.625%
HK$20,362
+HK$1,168/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,388/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,093
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,632
−HK$546/mo
Today · 4.125%
HK$21,178
baseline
▲ 0.50% · 4.625%
HK$22,295
+HK$1,117/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,356/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,703
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,316
−HK$623/mo
Today · 4.125%
HK$20,939
baseline
▲ 0.50% · 4.625%
HK$22,213
+HK$1,274/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,878/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,920
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,507
−HK$597/mo
Today · 4.125%
HK$23,104
baseline
▲ 0.50% · 4.625%
HK$24,322
+HK$1,218/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,208/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,345
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,009
−HK$675/mo
Today · 4.125%
HK$22,684
baseline
▲ 0.50% · 4.625%
HK$24,064
+HK$1,380/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$45,368/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,746
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,383
−HK$646/mo
Today · 4.125%
HK$25,029
baseline
▲ 0.50% · 4.625%
HK$26,348
+HK$1,319/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$50,058/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,987
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,702
−HK$726/mo
Today · 4.125%
HK$24,428
baseline
▲ 0.50% · 4.625%
HK$25,915
+HK$1,487/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,856/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,573
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,259
−HK$695/mo
Today · 4.125%
HK$26,954
baseline
▲ 0.50% · 4.625%
HK$28,375
+HK$1,421/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,908/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,629
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,395
−HK$778/mo
Today · 4.125%
HK$26,173
baseline
▲ 0.50% · 4.625%
HK$27,766
+HK$1,593/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$52,346/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,399
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,134
−HK$746/mo
Today · 4.125%
HK$28,880
baseline
▲ 0.50% · 4.625%
HK$30,402
+HK$1,522/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$57,760/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,271
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,088
−HK$830/mo
Today · 4.125%
HK$27,918
baseline
▲ 0.50% · 4.625%
HK$29,617
+HK$1,699/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$55,836/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,226
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,010
−HK$795/mo
Today · 4.125%
HK$30,805
baseline
▲ 0.50% · 4.625%
HK$32,429
+HK$1,624/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$61,610/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,913
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,781
−HK$882/mo
Today · 4.125%
HK$29,663
baseline
▲ 0.50% · 4.625%
HK$31,468
+HK$1,805/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$59,326/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,053
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,886
−HK$844/mo
Today · 4.125%
HK$32,730
baseline
▲ 0.50% · 4.625%
HK$34,456
+HK$1,726/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$65,460/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,555
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,474
−HK$934/mo
Today · 4.125%
HK$31,408
baseline
▲ 0.50% · 4.625%
HK$33,319
+HK$1,911/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$62,816/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$216,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,879
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,761
−HK$895/mo
Today · 4.125%
HK$34,656
baseline
▲ 0.50% · 4.625%
HK$36,482
+HK$1,826/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$69,312/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$216,019 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).