▼ 0.50% · 3.625%
HK$14,862
−HK$932/mo
▼ 0.25% · 3.875%
HK$15,324
−HK$470/mo
Today · 4.125%
HK$15,794
baseline
▲ 0.50% · 4.625%
HK$16,755
+HK$961/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$31,588/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$186,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,534
−HK$893/mo
▼ 0.25% · 3.875%
HK$16,977
−HK$450/mo
Today · 4.125%
HK$17,427
baseline
▲ 0.50% · 4.625%
HK$18,346
+HK$919/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$34,854/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$186,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,348
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$16,857
−HK$516/mo
Today · 4.125%
HK$17,373
baseline
▲ 0.50% · 4.625%
HK$18,431
+HK$1,058/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$34,746/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$186,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,187
−HK$983/mo
▼ 0.25% · 3.875%
HK$18,675
−HK$495/mo
Today · 4.125%
HK$19,170
baseline
▲ 0.50% · 4.625%
HK$20,180
+HK$1,010/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$38,340/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$186,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,834
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,389
−HK$564/mo
Today · 4.125%
HK$18,953
baseline
▲ 0.50% · 4.625%
HK$20,106
+HK$1,153/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$37,906/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,841
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,373
−HK$540/mo
Today · 4.125%
HK$20,913
baseline
▲ 0.50% · 4.625%
HK$22,015
+HK$1,102/mo
Deposit HK$2.61M · loan HK$3.91M · min. income ≈ HK$41,826/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$186,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,321
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,922
−HK$610/mo
Today · 4.125%
HK$20,532
baseline
▲ 0.50% · 4.625%
HK$21,782
+HK$1,250/mo
Deposit HK$2.28M · loan HK$4.24M · min. income ≈ HK$41,064/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$186,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,494
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,070
−HK$585/mo
Today · 4.125%
HK$22,655
baseline
▲ 0.50% · 4.625%
HK$23,849
+HK$1,194/mo
Deposit HK$2.28M · loan HK$4.24M · min. income ≈ HK$45,310/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$186,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,807
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,454
−HK$658/mo
Today · 4.125%
HK$22,112
baseline
▲ 0.50% · 4.625%
HK$23,457
+HK$1,345/mo
Deposit HK$1.96M · loan HK$4.56M · min. income ≈ HK$44,224/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,147
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,768
−HK$630/mo
Today · 4.125%
HK$24,398
baseline
▲ 0.50% · 4.625%
HK$25,684
+HK$1,286/mo
Deposit HK$1.96M · loan HK$4.56M · min. income ≈ HK$48,796/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$186,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,293
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,986
−HK$705/mo
Today · 4.125%
HK$23,691
baseline
▲ 0.50% · 4.625%
HK$25,133
+HK$1,442/mo
Deposit HK$1.63M · loan HK$4.89M · min. income ≈ HK$47,382/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$186,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,801
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,466
−HK$675/mo
Today · 4.125%
HK$26,141
baseline
▲ 0.50% · 4.625%
HK$27,519
+HK$1,378/mo
Deposit HK$1.63M · loan HK$4.89M · min. income ≈ HK$52,282/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$186,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,779
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,519
−HK$751/mo
Today · 4.125%
HK$25,270
baseline
▲ 0.50% · 4.625%
HK$26,808
+HK$1,538/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$50,540/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$186,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,454
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,164
−HK$719/mo
Today · 4.125%
HK$27,883
baseline
▲ 0.50% · 4.625%
HK$29,353
+HK$1,470/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$55,766/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$186,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,265
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,051
−HK$799/mo
Today · 4.125%
HK$26,850
baseline
▲ 0.50% · 4.625%
HK$28,484
+HK$1,634/mo
Deposit HK$978K · loan HK$5.54M · min. income ≈ HK$53,700/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$186,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,108
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,861
−HK$765/mo
Today · 4.125%
HK$29,626
baseline
▲ 0.50% · 4.625%
HK$31,188
+HK$1,562/mo
Deposit HK$978K · loan HK$5.54M · min. income ≈ HK$59,252/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$186,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,752
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,584
−HK$845/mo
Today · 4.125%
HK$28,429
baseline
▲ 0.50% · 4.625%
HK$30,159
+HK$1,730/mo
Deposit HK$652K · loan HK$5.87M · min. income ≈ HK$56,858/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$186,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,761
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,559
−HK$810/mo
Today · 4.125%
HK$31,369
baseline
▲ 0.50% · 4.625%
HK$33,022
+HK$1,653/mo
Deposit HK$652K · loan HK$5.87M · min. income ≈ HK$62,738/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$186,770 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).