▼ 0.50% · 3.625%
HK$19,061
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,654
−HK$602/mo
Today · 4.125%
HK$20,256
baseline
▲ 0.50% · 4.625%
HK$21,489
+HK$1,233/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,512/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,205
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,774
−HK$577/mo
Today · 4.125%
HK$22,351
baseline
▲ 0.50% · 4.625%
HK$23,529
+HK$1,178/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,702/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,967
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,619
−HK$663/mo
Today · 4.125%
HK$22,282
baseline
▲ 0.50% · 4.625%
HK$23,638
+HK$1,356/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$44,564/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,326
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,951
−HK$635/mo
Today · 4.125%
HK$24,586
baseline
▲ 0.50% · 4.625%
HK$25,882
+HK$1,296/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$49,172/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,873
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,585
−HK$723/mo
Today · 4.125%
HK$24,308
baseline
▲ 0.50% · 4.625%
HK$25,787
+HK$1,479/mo
Deposit HK$3.34M · loan HK$5.02M · min. income ≈ HK$48,616/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,446
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,129
−HK$692/mo
Today · 4.125%
HK$26,821
baseline
▲ 0.50% · 4.625%
HK$28,235
+HK$1,414/mo
Deposit HK$3.34M · loan HK$5.02M · min. income ≈ HK$53,642/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,780
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,550
−HK$783/mo
Today · 4.125%
HK$26,333
baseline
▲ 0.50% · 4.625%
HK$27,936
+HK$1,603/mo
Deposit HK$2.93M · loan HK$5.43M · min. income ≈ HK$52,666/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,567
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,306
−HK$750/mo
Today · 4.125%
HK$29,056
baseline
▲ 0.50% · 4.625%
HK$30,588
+HK$1,532/mo
Deposit HK$2.93M · loan HK$5.43M · min. income ≈ HK$58,112/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,686
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,516
−HK$843/mo
Today · 4.125%
HK$28,359
baseline
▲ 0.50% · 4.625%
HK$30,085
+HK$1,726/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$56,718/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,688
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,484
−HK$807/mo
Today · 4.125%
HK$31,291
baseline
▲ 0.50% · 4.625%
HK$32,941
+HK$1,650/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$62,582/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,592
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,481
−HK$904/mo
Today · 4.125%
HK$30,385
baseline
▲ 0.50% · 4.625%
HK$32,234
+HK$1,849/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$60,770/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,808
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,661
−HK$866/mo
Today · 4.125%
HK$33,527
baseline
▲ 0.50% · 4.625%
HK$35,294
+HK$1,767/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$67,054/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,498
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,447
−HK$963/mo
Today · 4.125%
HK$32,410
baseline
▲ 0.50% · 4.625%
HK$34,382
+HK$1,972/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$64,820/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,929
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,839
−HK$923/mo
Today · 4.125%
HK$35,762
baseline
▲ 0.50% · 4.625%
HK$37,647
+HK$1,885/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$71,524/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,404
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,412
−HK$1,024/mo
Today · 4.125%
HK$34,436
baseline
▲ 0.50% · 4.625%
HK$36,531
+HK$2,095/mo
Deposit HK$1.25M · loan HK$7.11M · min. income ≈ HK$68,872/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,049
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,016
−HK$981/mo
Today · 4.125%
HK$37,997
baseline
▲ 0.50% · 4.625%
HK$40,000
+HK$2,003/mo
Deposit HK$1.25M · loan HK$7.11M · min. income ≈ HK$75,994/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,310
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,377
−HK$1,085/mo
Today · 4.125%
HK$36,462
baseline
▲ 0.50% · 4.625%
HK$38,680
+HK$2,218/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$72,924/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,170
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,193
−HK$1,039/mo
Today · 4.125%
HK$40,232
baseline
▲ 0.50% · 4.625%
HK$42,353
+HK$2,121/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$80,464/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,777 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).