▼ 0.50% · 3.625%
HK$20,645
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,287
−HK$652/mo
Today · 4.125%
HK$21,939
baseline
▲ 0.50% · 4.625%
HK$23,274
+HK$1,335/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,878/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,967
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,583
−HK$625/mo
Today · 4.125%
HK$24,208
baseline
▲ 0.50% · 4.625%
HK$25,484
+HK$1,276/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,416/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,709
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,415
−HK$718/mo
Today · 4.125%
HK$24,133
baseline
▲ 0.50% · 4.625%
HK$25,602
+HK$1,469/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$48,266/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,264
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,941
−HK$688/mo
Today · 4.125%
HK$26,629
baseline
▲ 0.50% · 4.625%
HK$28,032
+HK$1,403/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$53,258/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,774
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,544
−HK$783/mo
Today · 4.125%
HK$26,327
baseline
▲ 0.50% · 4.625%
HK$27,929
+HK$1,602/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,654/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,560
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,299
−HK$750/mo
Today · 4.125%
HK$29,049
baseline
▲ 0.50% · 4.625%
HK$30,581
+HK$1,532/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,098/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,838
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,673
−HK$848/mo
Today · 4.125%
HK$28,521
baseline
▲ 0.50% · 4.625%
HK$30,256
+HK$1,735/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$57,042/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$275,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,857
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,658
−HK$812/mo
Today · 4.125%
HK$31,470
baseline
▲ 0.50% · 4.625%
HK$33,129
+HK$1,659/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$62,940/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$275,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,902
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,801
−HK$914/mo
Today · 4.125%
HK$30,715
baseline
▲ 0.50% · 4.625%
HK$32,584
+HK$1,869/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,430/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,154
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,016
−HK$875/mo
Today · 4.125%
HK$33,891
baseline
▲ 0.50% · 4.625%
HK$35,677
+HK$1,786/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,782/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,967
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,930
−HK$979/mo
Today · 4.125%
HK$32,909
baseline
▲ 0.50% · 4.625%
HK$34,911
+HK$2,002/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$65,818/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,450
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,374
−HK$938/mo
Today · 4.125%
HK$36,312
baseline
▲ 0.50% · 4.625%
HK$38,226
+HK$1,914/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$72,624/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,031
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,059
−HK$1,044/mo
Today · 4.125%
HK$35,103
baseline
▲ 0.50% · 4.625%
HK$37,239
+HK$2,136/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$70,206/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,747
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,733
−HK$999/mo
Today · 4.125%
HK$38,732
baseline
▲ 0.50% · 4.625%
HK$40,774
+HK$2,042/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$77,464/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,096
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,188
−HK$1,109/mo
Today · 4.125%
HK$37,297
baseline
▲ 0.50% · 4.625%
HK$39,566
+HK$2,269/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$74,594/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,044
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,091
−HK$1,062/mo
Today · 4.125%
HK$41,153
baseline
▲ 0.50% · 4.625%
HK$43,322
+HK$2,169/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$82,306/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,160
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,316
−HK$1,175/mo
Today · 4.125%
HK$39,491
baseline
▲ 0.50% · 4.625%
HK$41,893
+HK$2,402/mo
Deposit HK$905K · loan HK$8.15M · min. income ≈ HK$78,982/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,340
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,449
−HK$1,125/mo
Today · 4.125%
HK$43,574
baseline
▲ 0.50% · 4.625%
HK$45,871
+HK$2,297/mo
Deposit HK$905K · loan HK$8.15M · min. income ≈ HK$87,148/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,364 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).