▼ 0.50% · 3.625%
HK$22,184
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,875
−HK$701/mo
Today · 4.125%
HK$23,576
baseline
▲ 0.50% · 4.625%
HK$25,010
+HK$1,434/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,152/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$342,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,680
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,342
−HK$671/mo
Today · 4.125%
HK$26,013
baseline
▲ 0.50% · 4.625%
HK$27,385
+HK$1,372/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$52,026/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$342,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,403
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,162
−HK$771/mo
Today · 4.125%
HK$25,933
baseline
▲ 0.50% · 4.625%
HK$27,511
+HK$1,578/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$51,866/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,148
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,876
−HK$739/mo
Today · 4.125%
HK$28,615
baseline
▲ 0.50% · 4.625%
HK$30,123
+HK$1,508/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$57,230/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,621
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,449
−HK$842/mo
Today · 4.125%
HK$28,291
baseline
▲ 0.50% · 4.625%
HK$30,012
+HK$1,721/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$56,582/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,616
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,410
−HK$806/mo
Today · 4.125%
HK$31,216
baseline
▲ 0.50% · 4.625%
HK$32,862
+HK$1,646/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$62,432/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,840
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,737
−HK$911/mo
Today · 4.125%
HK$30,648
baseline
▲ 0.50% · 4.625%
HK$32,513
+HK$1,865/mo
Deposit HK$3.41M · loan HK$6.32M · min. income ≈ HK$61,296/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$342,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,084
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,944
−HK$873/mo
Today · 4.125%
HK$33,817
baseline
▲ 0.50% · 4.625%
HK$35,600
+HK$1,783/mo
Deposit HK$3.41M · loan HK$6.32M · min. income ≈ HK$67,634/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$342,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,058
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,024
−HK$982/mo
Today · 4.125%
HK$33,006
baseline
▲ 0.50% · 4.625%
HK$35,014
+HK$2,008/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$66,012/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,552
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,479
−HK$940/mo
Today · 4.125%
HK$36,419
baseline
▲ 0.50% · 4.625%
HK$38,338
+HK$1,919/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$72,838/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,277
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,312
−HK$1,051/mo
Today · 4.125%
HK$35,363
baseline
▲ 0.50% · 4.625%
HK$37,515
+HK$2,152/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$70,726/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$342,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,020
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,013
−HK$1,007/mo
Today · 4.125%
HK$39,020
baseline
▲ 0.50% · 4.625%
HK$41,077
+HK$2,057/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$78,040/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$342,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,495
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,599
−HK$1,122/mo
Today · 4.125%
HK$37,721
baseline
▲ 0.50% · 4.625%
HK$40,016
+HK$2,295/mo
Deposit HK$1.95M · loan HK$7.78M · min. income ≈ HK$75,442/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,488
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,547
−HK$1,074/mo
Today · 4.125%
HK$41,621
baseline
▲ 0.50% · 4.625%
HK$43,815
+HK$2,194/mo
Deposit HK$1.95M · loan HK$7.78M · min. income ≈ HK$83,242/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,714
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,887
−HK$1,192/mo
Today · 4.125%
HK$40,079
baseline
▲ 0.50% · 4.625%
HK$42,517
+HK$2,438/mo
Deposit HK$1.46M · loan HK$8.27M · min. income ≈ HK$80,158/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,956
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,081
−HK$1,142/mo
Today · 4.125%
HK$44,223
baseline
▲ 0.50% · 4.625%
HK$46,554
+HK$2,331/mo
Deposit HK$1.46M · loan HK$8.27M · min. income ≈ HK$88,446/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,932
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,174
−HK$1,262/mo
Today · 4.125%
HK$42,436
baseline
▲ 0.50% · 4.625%
HK$45,018
+HK$2,582/mo
Deposit HK$973K · loan HK$8.76M · min. income ≈ HK$84,872/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$342,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,424
−HK$2,400/mo
▼ 0.25% · 3.875%
HK$45,615
−HK$1,209/mo
Today · 4.125%
HK$46,824
baseline
▲ 0.50% · 4.625%
HK$49,292
+HK$2,468/mo
Deposit HK$973K · loan HK$8.76M · min. income ≈ HK$93,648/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$342,894 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).