▼ 0.50% · 3.625%
HK$20,045
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,668
−HK$634/mo
Today · 4.125%
HK$21,302
baseline
▲ 0.50% · 4.625%
HK$22,598
+HK$1,296/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,604/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,300
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,898
−HK$606/mo
Today · 4.125%
HK$23,504
baseline
▲ 0.50% · 4.625%
HK$24,743
+HK$1,239/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,008/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,049
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,735
−HK$697/mo
Today · 4.125%
HK$23,432
baseline
▲ 0.50% · 4.625%
HK$24,858
+HK$1,426/mo
Deposit HK$3.96M · loan HK$4.83M · min. income ≈ HK$46,864/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,530
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,187
−HK$668/mo
Today · 4.125%
HK$25,855
baseline
▲ 0.50% · 4.625%
HK$27,218
+HK$1,363/mo
Deposit HK$3.96M · loan HK$4.83M · min. income ≈ HK$51,710/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,054
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,802
−HK$760/mo
Today · 4.125%
HK$25,562
baseline
▲ 0.50% · 4.625%
HK$27,117
+HK$1,555/mo
Deposit HK$3.52M · loan HK$5.27M · min. income ≈ HK$51,124/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,759
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,477
−HK$728/mo
Today · 4.125%
HK$28,205
baseline
▲ 0.50% · 4.625%
HK$29,692
+HK$1,487/mo
Deposit HK$3.52M · loan HK$5.27M · min. income ≈ HK$56,410/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,058
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,869
−HK$823/mo
Today · 4.125%
HK$27,692
baseline
▲ 0.50% · 4.625%
HK$29,377
+HK$1,685/mo
Deposit HK$3.08M · loan HK$5.71M · min. income ≈ HK$55,384/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,989
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,767
−HK$789/mo
Today · 4.125%
HK$30,556
baseline
▲ 0.50% · 4.625%
HK$32,166
+HK$1,610/mo
Deposit HK$3.08M · loan HK$5.71M · min. income ≈ HK$61,112/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,063
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,936
−HK$886/mo
Today · 4.125%
HK$29,822
baseline
▲ 0.50% · 4.625%
HK$31,637
+HK$1,815/mo
Deposit HK$2.64M · loan HK$6.15M · min. income ≈ HK$59,644/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,219
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,057
−HK$849/mo
Today · 4.125%
HK$32,906
baseline
▲ 0.50% · 4.625%
HK$34,641
+HK$1,735/mo
Deposit HK$2.64M · loan HK$6.15M · min. income ≈ HK$65,812/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,067
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,002
−HK$951/mo
Today · 4.125%
HK$31,953
baseline
▲ 0.50% · 4.625%
HK$33,897
+HK$1,944/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$63,906/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,449
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,346
−HK$910/mo
Today · 4.125%
HK$35,256
baseline
▲ 0.50% · 4.625%
HK$37,115
+HK$1,859/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$70,512/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,072
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,069
−HK$1,014/mo
Today · 4.125%
HK$34,083
baseline
▲ 0.50% · 4.625%
HK$36,157
+HK$2,074/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$68,166/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,679
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,636
−HK$971/mo
Today · 4.125%
HK$37,607
baseline
▲ 0.50% · 4.625%
HK$39,589
+HK$1,982/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$75,214/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,076
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,136
−HK$1,077/mo
Today · 4.125%
HK$36,213
baseline
▲ 0.50% · 4.625%
HK$38,416
+HK$2,203/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$72,426/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,909
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,926
−HK$1,031/mo
Today · 4.125%
HK$39,957
baseline
▲ 0.50% · 4.625%
HK$42,064
+HK$2,107/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$79,914/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,081
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,203
−HK$1,140/mo
Today · 4.125%
HK$38,343
baseline
▲ 0.50% · 4.625%
HK$40,676
+HK$2,333/mo
Deposit HK$879K · loan HK$7.91M · min. income ≈ HK$76,686/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,139
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,216
−HK$1,092/mo
Today · 4.125%
HK$42,308
baseline
▲ 0.50% · 4.625%
HK$44,538
+HK$2,230/mo
Deposit HK$879K · loan HK$7.91M · min. income ≈ HK$84,616/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,717 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).