▼ 0.50% · 3.625%
HK$20,055
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,679
−HK$633/mo
Today · 4.125%
HK$21,312
baseline
▲ 0.50% · 4.625%
HK$22,609
+HK$1,297/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,624/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,311
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,909
−HK$607/mo
Today · 4.125%
HK$23,516
baseline
▲ 0.50% · 4.625%
HK$24,756
+HK$1,240/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,032/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,060
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,746
−HK$698/mo
Today · 4.125%
HK$23,444
baseline
▲ 0.50% · 4.625%
HK$24,870
+HK$1,426/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,888/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,542
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,200
−HK$668/mo
Today · 4.125%
HK$25,868
baseline
▲ 0.50% · 4.625%
HK$27,231
+HK$1,363/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,736/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,066
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,814
−HK$761/mo
Today · 4.125%
HK$25,575
baseline
▲ 0.50% · 4.625%
HK$27,131
+HK$1,556/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,150/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,773
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,491
−HK$728/mo
Today · 4.125%
HK$28,219
baseline
▲ 0.50% · 4.625%
HK$29,707
+HK$1,488/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,438/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,071
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,882
−HK$824/mo
Today · 4.125%
HK$27,706
baseline
▲ 0.50% · 4.625%
HK$29,392
+HK$1,686/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$55,412/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,004
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,782
−HK$789/mo
Today · 4.125%
HK$30,571
baseline
▲ 0.50% · 4.625%
HK$32,182
+HK$1,611/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$61,142/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,077
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,950
−HK$887/mo
Today · 4.125%
HK$29,837
baseline
▲ 0.50% · 4.625%
HK$31,653
+HK$1,816/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$59,674/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,235
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,073
−HK$849/mo
Today · 4.125%
HK$32,922
baseline
▲ 0.50% · 4.625%
HK$34,658
+HK$1,736/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$65,844/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,082
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,018
−HK$950/mo
Today · 4.125%
HK$31,968
baseline
▲ 0.50% · 4.625%
HK$33,914
+HK$1,946/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$63,936/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,466
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,364
−HK$910/mo
Today · 4.125%
HK$35,274
baseline
▲ 0.50% · 4.625%
HK$37,133
+HK$1,859/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$70,548/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,088
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,086
−HK$1,014/mo
Today · 4.125%
HK$34,100
baseline
▲ 0.50% · 4.625%
HK$36,175
+HK$2,075/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$68,200/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,697
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,654
−HK$972/mo
Today · 4.125%
HK$37,626
baseline
▲ 0.50% · 4.625%
HK$39,609
+HK$1,983/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$75,252/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,093
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,153
−HK$1,078/mo
Today · 4.125%
HK$36,231
baseline
▲ 0.50% · 4.625%
HK$38,435
+HK$2,204/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$72,462/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,928
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,945
−HK$1,032/mo
Today · 4.125%
HK$39,977
baseline
▲ 0.50% · 4.625%
HK$42,084
+HK$2,107/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$79,954/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,098
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,221
−HK$1,141/mo
Today · 4.125%
HK$38,362
baseline
▲ 0.50% · 4.625%
HK$40,696
+HK$2,334/mo
Deposit HK$879K · loan HK$7.92M · min. income ≈ HK$76,724/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,159
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,236
−HK$1,093/mo
Today · 4.125%
HK$42,329
baseline
▲ 0.50% · 4.625%
HK$44,560
+HK$2,231/mo
Deposit HK$879K · loan HK$7.92M · min. income ≈ HK$84,658/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,848 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).