▼ 0.50% · 3.625%
HK$20,015
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,638
−HK$632/mo
Today · 4.125%
HK$21,270
baseline
▲ 0.50% · 4.625%
HK$22,565
+HK$1,295/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,540/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,267
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,864
−HK$606/mo
Today · 4.125%
HK$23,470
baseline
▲ 0.50% · 4.625%
HK$24,707
+HK$1,237/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$46,940/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,017
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,702
−HK$695/mo
Today · 4.125%
HK$23,397
baseline
▲ 0.50% · 4.625%
HK$24,821
+HK$1,424/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$46,794/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,493
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,150
−HK$667/mo
Today · 4.125%
HK$25,817
baseline
▲ 0.50% · 4.625%
HK$27,178
+HK$1,361/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$51,634/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,018
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,765
−HK$759/mo
Today · 4.125%
HK$25,524
baseline
▲ 0.50% · 4.625%
HK$27,078
+HK$1,554/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$51,048/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,720
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,437
−HK$727/mo
Today · 4.125%
HK$28,164
baseline
▲ 0.50% · 4.625%
HK$29,648
+HK$1,484/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$56,328/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,020
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,829
−HK$822/mo
Today · 4.125%
HK$27,651
baseline
▲ 0.50% · 4.625%
HK$29,334
+HK$1,683/mo
Deposit HK$3.07M · loan HK$5.71M · min. income ≈ HK$55,302/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,947
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,723
−HK$788/mo
Today · 4.125%
HK$30,511
baseline
▲ 0.50% · 4.625%
HK$32,119
+HK$1,608/mo
Deposit HK$3.07M · loan HK$5.71M · min. income ≈ HK$61,022/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,021
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,893
−HK$886/mo
Today · 4.125%
HK$29,779
baseline
▲ 0.50% · 4.625%
HK$31,590
+HK$1,811/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$59,558/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,173
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,009
−HK$849/mo
Today · 4.125%
HK$32,858
baseline
▲ 0.50% · 4.625%
HK$34,590
+HK$1,732/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$65,716/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,023
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,957
−HK$949/mo
Today · 4.125%
HK$31,906
baseline
▲ 0.50% · 4.625%
HK$33,847
+HK$1,941/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$63,812/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,400
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,296
−HK$909/mo
Today · 4.125%
HK$35,205
baseline
▲ 0.50% · 4.625%
HK$37,060
+HK$1,855/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$70,410/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,024
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$33,021
−HK$1,012/mo
Today · 4.125%
HK$34,033
baseline
▲ 0.50% · 4.625%
HK$36,103
+HK$2,070/mo
Deposit HK$1.76M · loan HK$7.02M · min. income ≈ HK$68,066/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,627
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,582
−HK$970/mo
Today · 4.125%
HK$37,552
baseline
▲ 0.50% · 4.625%
HK$39,531
+HK$1,979/mo
Deposit HK$1.76M · loan HK$7.02M · min. income ≈ HK$75,104/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,026
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,084
−HK$1,076/mo
Today · 4.125%
HK$36,160
baseline
▲ 0.50% · 4.625%
HK$38,360
+HK$2,200/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$72,320/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,853
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,869
−HK$1,030/mo
Today · 4.125%
HK$39,899
baseline
▲ 0.50% · 4.625%
HK$42,002
+HK$2,103/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$79,798/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,027
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,148
−HK$1,139/mo
Today · 4.125%
HK$38,287
baseline
▲ 0.50% · 4.625%
HK$40,616
+HK$2,329/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$76,574/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,080
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,155
−HK$1,091/mo
Today · 4.125%
HK$42,246
baseline
▲ 0.50% · 4.625%
HK$44,472
+HK$2,226/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$84,492/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,329 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).