▼ 0.50% · 3.625%
HK$18,857
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,444
−HK$596/mo
Today · 4.125%
HK$20,040
baseline
▲ 0.50% · 4.625%
HK$21,259
+HK$1,219/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$40,080/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$248,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,979
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,541
−HK$571/mo
Today · 4.125%
HK$22,112
baseline
▲ 0.50% · 4.625%
HK$23,278
+HK$1,166/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,224/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$248,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,743
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,388
−HK$656/mo
Today · 4.125%
HK$22,044
baseline
▲ 0.50% · 4.625%
HK$23,385
+HK$1,341/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$44,088/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,077
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,696
−HK$627/mo
Today · 4.125%
HK$24,323
baseline
▲ 0.50% · 4.625%
HK$25,606
+HK$1,283/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$48,646/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,629
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,333
−HK$715/mo
Today · 4.125%
HK$24,048
baseline
▲ 0.50% · 4.625%
HK$25,511
+HK$1,463/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$48,096/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,175
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,850
−HK$685/mo
Today · 4.125%
HK$26,535
baseline
▲ 0.50% · 4.625%
HK$27,933
+HK$1,398/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$53,070/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,515
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,277
−HK$775/mo
Today · 4.125%
HK$26,052
baseline
▲ 0.50% · 4.625%
HK$27,637
+HK$1,585/mo
Deposit HK$2.89M · loan HK$5.38M · min. income ≈ HK$52,104/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$248,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,272
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,004
−HK$742/mo
Today · 4.125%
HK$28,746
baseline
▲ 0.50% · 4.625%
HK$30,261
+HK$1,515/mo
Deposit HK$2.89M · loan HK$5.38M · min. income ≈ HK$57,492/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$248,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,400
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,222
−HK$834/mo
Today · 4.125%
HK$28,056
baseline
▲ 0.50% · 4.625%
HK$29,763
+HK$1,707/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$56,112/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,370
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,158
−HK$799/mo
Today · 4.125%
HK$30,957
baseline
▲ 0.50% · 4.625%
HK$32,589
+HK$1,632/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$61,914/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,286
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,166
−HK$894/mo
Today · 4.125%
HK$30,060
baseline
▲ 0.50% · 4.625%
HK$31,889
+HK$1,829/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$60,120/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,468
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,312
−HK$856/mo
Today · 4.125%
HK$33,168
baseline
▲ 0.50% · 4.625%
HK$34,917
+HK$1,749/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$66,336/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,172
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,110
−HK$954/mo
Today · 4.125%
HK$32,064
baseline
▲ 0.50% · 4.625%
HK$34,015
+HK$1,951/mo
Deposit HK$1.65M · loan HK$6.62M · min. income ≈ HK$64,128/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,566
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,466
−HK$913/mo
Today · 4.125%
HK$35,379
baseline
▲ 0.50% · 4.625%
HK$37,244
+HK$1,865/mo
Deposit HK$1.65M · loan HK$6.62M · min. income ≈ HK$70,758/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,058
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,055
−HK$1,013/mo
Today · 4.125%
HK$34,068
baseline
▲ 0.50% · 4.625%
HK$36,141
+HK$2,073/mo
Deposit HK$1.24M · loan HK$7.03M · min. income ≈ HK$68,136/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,664
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,620
−HK$971/mo
Today · 4.125%
HK$37,591
baseline
▲ 0.50% · 4.625%
HK$39,572
+HK$1,981/mo
Deposit HK$1.24M · loan HK$7.03M · min. income ≈ HK$75,182/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,943
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$34,999
−HK$1,073/mo
Today · 4.125%
HK$36,072
baseline
▲ 0.50% · 4.625%
HK$38,267
+HK$2,195/mo
Deposit HK$827K · loan HK$7.44M · min. income ≈ HK$72,144/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,762
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,775
−HK$1,027/mo
Today · 4.125%
HK$39,802
baseline
▲ 0.50% · 4.625%
HK$41,900
+HK$2,098/mo
Deposit HK$827K · loan HK$7.44M · min. income ≈ HK$79,604/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,097 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).