▼ 0.50% · 3.625%
HK$20,223
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,852
−HK$639/mo
Today · 4.125%
HK$21,491
baseline
▲ 0.50% · 4.625%
HK$22,798
+HK$1,307/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,982/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,497
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,101
−HK$612/mo
Today · 4.125%
HK$23,713
baseline
▲ 0.50% · 4.625%
HK$24,963
+HK$1,250/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,426/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,245
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,937
−HK$703/mo
Today · 4.125%
HK$23,640
baseline
▲ 0.50% · 4.625%
HK$25,078
+HK$1,438/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$47,280/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,747
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,411
−HK$673/mo
Today · 4.125%
HK$26,084
baseline
▲ 0.50% · 4.625%
HK$27,459
+HK$1,375/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$52,168/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,267
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,022
−HK$767/mo
Today · 4.125%
HK$25,789
baseline
▲ 0.50% · 4.625%
HK$27,358
+HK$1,569/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$51,578/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$266,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,997
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,721
−HK$734/mo
Today · 4.125%
HK$28,455
baseline
▲ 0.50% · 4.625%
HK$29,955
+HK$1,500/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$56,910/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$266,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,289
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,107
−HK$831/mo
Today · 4.125%
HK$27,938
baseline
▲ 0.50% · 4.625%
HK$29,638
+HK$1,700/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,876/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,247
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,031
−HK$796/mo
Today · 4.125%
HK$30,827
baseline
▲ 0.50% · 4.625%
HK$32,452
+HK$1,625/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,654/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,312
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,192
−HK$895/mo
Today · 4.125%
HK$30,087
baseline
▲ 0.50% · 4.625%
HK$31,918
+HK$1,831/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$60,174/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,496
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,341
−HK$857/mo
Today · 4.125%
HK$33,198
baseline
▲ 0.50% · 4.625%
HK$34,948
+HK$1,750/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$66,396/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,334
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,277
−HK$959/mo
Today · 4.125%
HK$32,236
baseline
▲ 0.50% · 4.625%
HK$34,198
+HK$1,962/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$64,472/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,746
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,651
−HK$918/mo
Today · 4.125%
HK$35,569
baseline
▲ 0.50% · 4.625%
HK$37,444
+HK$1,875/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$71,138/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,356
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,363
−HK$1,022/mo
Today · 4.125%
HK$34,385
baseline
▲ 0.50% · 4.625%
HK$36,477
+HK$2,092/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$68,770/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,996
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,961
−HK$980/mo
Today · 4.125%
HK$37,941
baseline
▲ 0.50% · 4.625%
HK$39,940
+HK$1,999/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$75,882/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,378
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,448
−HK$1,086/mo
Today · 4.125%
HK$36,534
baseline
▲ 0.50% · 4.625%
HK$38,757
+HK$2,223/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$73,068/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,246
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,271
−HK$1,041/mo
Today · 4.125%
HK$40,312
baseline
▲ 0.50% · 4.625%
HK$42,437
+HK$2,125/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$80,624/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,401
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,533
−HK$1,150/mo
Today · 4.125%
HK$38,683
baseline
▲ 0.50% · 4.625%
HK$41,037
+HK$2,354/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$77,366/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,495
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,581
−HK$1,102/mo
Today · 4.125%
HK$42,683
baseline
▲ 0.50% · 4.625%
HK$44,933
+HK$2,250/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$85,366/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,057 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).