▼ 0.50% · 3.625%
HK$21,940
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,623
−HK$693/mo
Today · 4.125%
HK$23,316
baseline
▲ 0.50% · 4.625%
HK$24,735
+HK$1,419/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,632/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$332,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,408
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,063
−HK$664/mo
Today · 4.125%
HK$25,727
baseline
▲ 0.50% · 4.625%
HK$27,083
+HK$1,356/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,454/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$332,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,134
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,885
−HK$763/mo
Today · 4.125%
HK$25,648
baseline
▲ 0.50% · 4.625%
HK$27,208
+HK$1,560/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$51,296/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$332,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,849
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,569
−HK$731/mo
Today · 4.125%
HK$28,300
baseline
▲ 0.50% · 4.625%
HK$29,791
+HK$1,491/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$56,600/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$332,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,328
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,147
−HK$832/mo
Today · 4.125%
HK$27,979
baseline
▲ 0.50% · 4.625%
HK$29,682
+HK$1,703/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$55,958/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,290
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,076
−HK$796/mo
Today · 4.125%
HK$30,872
baseline
▲ 0.50% · 4.625%
HK$32,500
+HK$1,628/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$61,744/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,522
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,410
−HK$901/mo
Today · 4.125%
HK$30,311
baseline
▲ 0.50% · 4.625%
HK$32,155
+HK$1,844/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$60,622/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,731
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,582
−HK$863/mo
Today · 4.125%
HK$33,445
baseline
▲ 0.50% · 4.625%
HK$35,208
+HK$1,763/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$66,890/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,716
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,672
−HK$971/mo
Today · 4.125%
HK$32,643
baseline
▲ 0.50% · 4.625%
HK$34,629
+HK$1,986/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,286/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,172
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,088
−HK$930/mo
Today · 4.125%
HK$36,018
baseline
▲ 0.50% · 4.625%
HK$37,916
+HK$1,898/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,036/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,910
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,934
−HK$1,040/mo
Today · 4.125%
HK$34,974
baseline
▲ 0.50% · 4.625%
HK$37,102
+HK$2,128/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$69,948/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,612
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,594
−HK$997/mo
Today · 4.125%
HK$38,591
baseline
▲ 0.50% · 4.625%
HK$40,625
+HK$2,034/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$77,182/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,104
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,196
−HK$1,110/mo
Today · 4.125%
HK$37,306
baseline
▲ 0.50% · 4.625%
HK$39,576
+HK$2,270/mo
Deposit HK$1.92M · loan HK$7.70M · min. income ≈ HK$74,612/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,053
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,101
−HK$1,062/mo
Today · 4.125%
HK$41,163
baseline
▲ 0.50% · 4.625%
HK$43,333
+HK$2,170/mo
Deposit HK$1.92M · loan HK$7.70M · min. income ≈ HK$82,326/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,298
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$38,459
−HK$1,178/mo
Today · 4.125%
HK$39,637
baseline
▲ 0.50% · 4.625%
HK$42,049
+HK$2,412/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$79,274/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,494
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,607
−HK$1,129/mo
Today · 4.125%
HK$43,736
baseline
▲ 0.50% · 4.625%
HK$46,041
+HK$2,305/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$87,472/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,492
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,721
−HK$1,248/mo
Today · 4.125%
HK$41,969
baseline
▲ 0.50% · 4.625%
HK$44,523
+HK$2,554/mo
Deposit HK$962K · loan HK$8.66M · min. income ≈ HK$83,938/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$332,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,935
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,113
−HK$1,196/mo
Today · 4.125%
HK$46,309
baseline
▲ 0.50% · 4.625%
HK$48,750
+HK$2,441/mo
Deposit HK$962K · loan HK$8.66M · min. income ≈ HK$92,618/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$332,184 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).