▼ 0.50% · 3.625%
HK$17,734
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,285
−HK$561/mo
Today · 4.125%
HK$18,846
baseline
▲ 0.50% · 4.625%
HK$19,992
+HK$1,146/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,692/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,728
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,258
−HK$536/mo
Today · 4.125%
HK$20,794
baseline
▲ 0.50% · 4.625%
HK$21,890
+HK$1,096/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,588/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,507
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,114
−HK$616/mo
Today · 4.125%
HK$20,730
baseline
▲ 0.50% · 4.625%
HK$21,992
+HK$1,262/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$41,460/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,701
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,283
−HK$591/mo
Today · 4.125%
HK$22,874
baseline
▲ 0.50% · 4.625%
HK$24,079
+HK$1,205/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$45,748/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,280
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,942
−HK$673/mo
Today · 4.125%
HK$22,615
baseline
▲ 0.50% · 4.625%
HK$23,991
+HK$1,376/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,230/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,674
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,309
−HK$644/mo
Today · 4.125%
HK$24,953
baseline
▲ 0.50% · 4.625%
HK$26,268
+HK$1,315/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,906/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,054
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,771
−HK$728/mo
Today · 4.125%
HK$24,499
baseline
▲ 0.50% · 4.625%
HK$25,990
+HK$1,491/mo
Deposit HK$2.72M · loan HK$5.06M · min. income ≈ HK$48,998/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,647
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,335
−HK$698/mo
Today · 4.125%
HK$27,033
baseline
▲ 0.50% · 4.625%
HK$28,457
+HK$1,424/mo
Deposit HK$2.72M · loan HK$5.06M · min. income ≈ HK$54,066/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,827
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,599
−HK$785/mo
Today · 4.125%
HK$26,384
baseline
▲ 0.50% · 4.625%
HK$27,989
+HK$1,605/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$52,768/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,620
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,361
−HK$751/mo
Today · 4.125%
HK$29,112
baseline
▲ 0.50% · 4.625%
HK$30,647
+HK$1,535/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$58,224/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,600
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,428
−HK$840/mo
Today · 4.125%
HK$28,268
baseline
▲ 0.50% · 4.625%
HK$29,988
+HK$1,720/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$56,536/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,593
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,386
−HK$805/mo
Today · 4.125%
HK$31,191
baseline
▲ 0.50% · 4.625%
HK$32,836
+HK$1,645/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$62,382/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,374
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,256
−HK$897/mo
Today · 4.125%
HK$30,153
baseline
▲ 0.50% · 4.625%
HK$31,988
+HK$1,835/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$60,306/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,565
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,412
−HK$859/mo
Today · 4.125%
HK$33,271
baseline
▲ 0.50% · 4.625%
HK$35,025
+HK$1,754/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$66,542/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,147
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,085
−HK$953/mo
Today · 4.125%
HK$32,038
baseline
▲ 0.50% · 4.625%
HK$33,987
+HK$1,949/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$64,076/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,538
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,438
−HK$912/mo
Today · 4.125%
HK$35,350
baseline
▲ 0.50% · 4.625%
HK$37,214
+HK$1,864/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$70,700/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,920
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,913
−HK$1,009/mo
Today · 4.125%
HK$33,922
baseline
▲ 0.50% · 4.625%
HK$35,986
+HK$2,064/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$67,844/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,511
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,464
−HK$966/mo
Today · 4.125%
HK$37,430
baseline
▲ 0.50% · 4.625%
HK$39,403
+HK$1,973/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$74,860/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,311 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).