▼ 0.50% · 3.625%
HK$20,445
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,081
−HK$646/mo
Today · 4.125%
HK$21,727
baseline
▲ 0.50% · 4.625%
HK$23,049
+HK$1,322/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,454/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,744
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,354
−HK$619/mo
Today · 4.125%
HK$23,973
baseline
▲ 0.50% · 4.625%
HK$25,237
+HK$1,264/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,946/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,489
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,189
−HK$710/mo
Today · 4.125%
HK$23,899
baseline
▲ 0.50% · 4.625%
HK$25,354
+HK$1,455/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$47,798/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,019
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,690
−HK$681/mo
Today · 4.125%
HK$26,371
baseline
▲ 0.50% · 4.625%
HK$27,761
+HK$1,390/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$52,742/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,534
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,297
−HK$775/mo
Today · 4.125%
HK$26,072
baseline
▲ 0.50% · 4.625%
HK$27,658
+HK$1,586/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,144/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$268,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,293
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,025
−HK$743/mo
Today · 4.125%
HK$28,768
baseline
▲ 0.50% · 4.625%
HK$30,284
+HK$1,516/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,536/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$268,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,578
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,405
−HK$840/mo
Today · 4.125%
HK$28,245
baseline
▲ 0.50% · 4.625%
HK$29,963
+HK$1,718/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,490/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$268,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,568
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,361
−HK$804/mo
Today · 4.125%
HK$31,165
baseline
▲ 0.50% · 4.625%
HK$32,808
+HK$1,643/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,330/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$268,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,623
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,513
−HK$904/mo
Today · 4.125%
HK$30,417
baseline
▲ 0.50% · 4.625%
HK$32,268
+HK$1,851/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,834/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,842
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,696
−HK$867/mo
Today · 4.125%
HK$33,563
baseline
▲ 0.50% · 4.625%
HK$35,332
+HK$1,769/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,126/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,667
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,621
−HK$969/mo
Today · 4.125%
HK$32,590
baseline
▲ 0.50% · 4.625%
HK$34,573
+HK$1,983/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$65,180/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,117
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,032
−HK$928/mo
Today · 4.125%
HK$35,960
baseline
▲ 0.50% · 4.625%
HK$37,855
+HK$1,895/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$71,920/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,711
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,729
−HK$1,034/mo
Today · 4.125%
HK$34,763
baseline
▲ 0.50% · 4.625%
HK$36,878
+HK$2,115/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$69,526/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,391
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,367
−HK$990/mo
Today · 4.125%
HK$38,357
baseline
▲ 0.50% · 4.625%
HK$40,379
+HK$2,022/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$76,714/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,756
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,837
−HK$1,098/mo
Today · 4.125%
HK$36,935
baseline
▲ 0.50% · 4.625%
HK$39,183
+HK$2,248/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$73,870/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,666
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,703
−HK$1,052/mo
Today · 4.125%
HK$40,755
baseline
▲ 0.50% · 4.625%
HK$42,903
+HK$2,148/mo
Deposit HK$1.34M · loan HK$7.62M · min. income ≈ HK$81,510/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,800
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,945
−HK$1,163/mo
Today · 4.125%
HK$39,108
baseline
▲ 0.50% · 4.625%
HK$41,488
+HK$2,380/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$78,216/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$268,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,940
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,038
−HK$1,114/mo
Today · 4.125%
HK$43,152
baseline
▲ 0.50% · 4.625%
HK$45,427
+HK$2,275/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$86,304/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$268,979 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).