▼ 0.50% · 3.625%
HK$19,283
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,883
−HK$609/mo
Today · 4.125%
HK$20,492
baseline
▲ 0.50% · 4.625%
HK$21,739
+HK$1,247/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$40,984/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,452
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,028
−HK$583/mo
Today · 4.125%
HK$22,611
baseline
▲ 0.50% · 4.625%
HK$23,803
+HK$1,192/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,222/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,212
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,871
−HK$671/mo
Today · 4.125%
HK$22,542
baseline
▲ 0.50% · 4.625%
HK$23,913
+HK$1,371/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$45,084/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,598
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,230
−HK$643/mo
Today · 4.125%
HK$24,873
baseline
▲ 0.50% · 4.625%
HK$26,184
+HK$1,311/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$49,746/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,140
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,860
−HK$731/mo
Today · 4.125%
HK$24,591
baseline
▲ 0.50% · 4.625%
HK$26,087
+HK$1,496/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,182/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,743
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,433
−HK$701/mo
Today · 4.125%
HK$27,134
baseline
▲ 0.50% · 4.625%
HK$28,564
+HK$1,430/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,268/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,068
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,848
−HK$792/mo
Today · 4.125%
HK$26,640
baseline
▲ 0.50% · 4.625%
HK$28,261
+HK$1,621/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$53,280/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,888
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,636
−HK$759/mo
Today · 4.125%
HK$29,395
baseline
▲ 0.50% · 4.625%
HK$30,944
+HK$1,549/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$58,790/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,996
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,836
−HK$853/mo
Today · 4.125%
HK$28,689
baseline
▲ 0.50% · 4.625%
HK$30,435
+HK$1,746/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$57,378/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,033
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,839
−HK$817/mo
Today · 4.125%
HK$31,656
baseline
▲ 0.50% · 4.625%
HK$33,325
+HK$1,669/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$63,312/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,925
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,825
−HK$914/mo
Today · 4.125%
HK$30,739
baseline
▲ 0.50% · 4.625%
HK$32,609
+HK$1,870/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$61,478/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,179
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,042
−HK$875/mo
Today · 4.125%
HK$33,917
baseline
▲ 0.50% · 4.625%
HK$35,705
+HK$1,788/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$67,834/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,853
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,813
−HK$975/mo
Today · 4.125%
HK$32,788
baseline
▲ 0.50% · 4.625%
HK$34,783
+HK$1,995/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$65,576/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,324
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,244
−HK$934/mo
Today · 4.125%
HK$36,178
baseline
▲ 0.50% · 4.625%
HK$38,085
+HK$1,907/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$72,356/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,781
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,801
−HK$1,036/mo
Today · 4.125%
HK$34,837
baseline
▲ 0.50% · 4.625%
HK$36,957
+HK$2,120/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$69,674/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,469
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,447
−HK$992/mo
Today · 4.125%
HK$38,439
baseline
▲ 0.50% · 4.625%
HK$40,466
+HK$2,027/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$76,878/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,710
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,789
−HK$1,097/mo
Today · 4.125%
HK$36,886
baseline
▲ 0.50% · 4.625%
HK$39,131
+HK$2,245/mo
Deposit HK$846K · loan HK$7.61M · min. income ≈ HK$73,772/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,614
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$39,650
−HK$1,050/mo
Today · 4.125%
HK$40,700
baseline
▲ 0.50% · 4.625%
HK$42,846
+HK$2,146/mo
Deposit HK$846K · loan HK$7.61M · min. income ≈ HK$81,400/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,698 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).