▼ 0.50% · 3.625%
HK$17,084
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,615
−HK$540/mo
Today · 4.125%
HK$18,155
baseline
▲ 0.50% · 4.625%
HK$19,260
+HK$1,105/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,310/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,005
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$19,515
−HK$517/mo
Today · 4.125%
HK$20,032
baseline
▲ 0.50% · 4.625%
HK$21,088
+HK$1,056/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,064/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,792
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,377
−HK$593/mo
Today · 4.125%
HK$19,970
baseline
▲ 0.50% · 4.625%
HK$21,186
+HK$1,216/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$39,940/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,906
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,467
−HK$568/mo
Today · 4.125%
HK$22,035
baseline
▲ 0.50% · 4.625%
HK$23,197
+HK$1,162/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$44,070/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$224,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,500
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,138
−HK$648/mo
Today · 4.125%
HK$21,786
baseline
▲ 0.50% · 4.625%
HK$23,112
+HK$1,326/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,572/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,806
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,418
−HK$621/mo
Today · 4.125%
HK$24,039
baseline
▲ 0.50% · 4.625%
HK$25,306
+HK$1,267/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,078/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,209
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,900
−HK$701/mo
Today · 4.125%
HK$23,601
baseline
▲ 0.50% · 4.625%
HK$25,037
+HK$1,436/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$47,202/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,707
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,370
−HK$672/mo
Today · 4.125%
HK$26,042
baseline
▲ 0.50% · 4.625%
HK$27,415
+HK$1,373/mo
Deposit HK$2.62M · loan HK$4.87M · min. income ≈ HK$52,084/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$224,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,917
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,661
−HK$756/mo
Today · 4.125%
HK$25,417
baseline
▲ 0.50% · 4.625%
HK$26,963
+HK$1,546/mo
Deposit HK$2.25M · loan HK$5.24M · min. income ≈ HK$50,834/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,607
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,321
−HK$724/mo
Today · 4.125%
HK$28,045
baseline
▲ 0.50% · 4.625%
HK$29,523
+HK$1,478/mo
Deposit HK$2.25M · loan HK$5.24M · min. income ≈ HK$56,090/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,625
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,423
−HK$809/mo
Today · 4.125%
HK$27,232
baseline
▲ 0.50% · 4.625%
HK$28,889
+HK$1,657/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$54,464/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,508
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,273
−HK$775/mo
Today · 4.125%
HK$30,048
baseline
▲ 0.50% · 4.625%
HK$31,632
+HK$1,584/mo
Deposit HK$1.87M · loan HK$5.62M · min. income ≈ HK$60,096/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,334
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,184
−HK$864/mo
Today · 4.125%
HK$29,048
baseline
▲ 0.50% · 4.625%
HK$30,815
+HK$1,767/mo
Deposit HK$1.50M · loan HK$5.99M · min. income ≈ HK$58,096/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,409
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,224
−HK$827/mo
Today · 4.125%
HK$32,051
baseline
▲ 0.50% · 4.625%
HK$33,741
+HK$1,690/mo
Deposit HK$1.50M · loan HK$5.99M · min. income ≈ HK$64,102/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,042
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,946
−HK$917/mo
Today · 4.125%
HK$30,863
baseline
▲ 0.50% · 4.625%
HK$32,741
+HK$1,878/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$61,726/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,309
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,176
−HK$879/mo
Today · 4.125%
HK$34,055
baseline
▲ 0.50% · 4.625%
HK$35,850
+HK$1,795/mo
Deposit HK$1.12M · loan HK$6.37M · min. income ≈ HK$68,110/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,751
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,707
−HK$972/mo
Today · 4.125%
HK$32,679
baseline
▲ 0.50% · 4.625%
HK$34,667
+HK$1,988/mo
Deposit HK$749K · loan HK$6.74M · min. income ≈ HK$65,358/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,210
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,127
−HK$931/mo
Today · 4.125%
HK$36,058
baseline
▲ 0.50% · 4.625%
HK$37,959
+HK$1,901/mo
Deposit HK$749K · loan HK$6.74M · min. income ≈ HK$72,116/mo (50% DSR)
Upfront cash ≈ HK$974K (deposit + AVD stamp duty HK$224,760 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).