▼ 0.50% · 3.625%
HK$19,354
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,956
−HK$611/mo
Today · 4.125%
HK$20,567
baseline
▲ 0.50% · 4.625%
HK$21,819
+HK$1,252/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,134/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,531
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,108
−HK$586/mo
Today · 4.125%
HK$22,694
baseline
▲ 0.50% · 4.625%
HK$23,890
+HK$1,196/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,388/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,289
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,951
−HK$673/mo
Today · 4.125%
HK$22,624
baseline
▲ 0.50% · 4.625%
HK$24,001
+HK$1,377/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$45,248/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,684
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,319
−HK$645/mo
Today · 4.125%
HK$24,964
baseline
▲ 0.50% · 4.625%
HK$26,279
+HK$1,315/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$49,928/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,225
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,947
−HK$734/mo
Today · 4.125%
HK$24,681
baseline
▲ 0.50% · 4.625%
HK$26,183
+HK$1,502/mo
Deposit HK$3.40M · loan HK$5.09M · min. income ≈ HK$49,362/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,837
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,530
−HK$703/mo
Today · 4.125%
HK$27,233
baseline
▲ 0.50% · 4.625%
HK$28,668
+HK$1,435/mo
Deposit HK$3.40M · loan HK$5.09M · min. income ≈ HK$54,466/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,160
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,942
−HK$796/mo
Today · 4.125%
HK$26,738
baseline
▲ 0.50% · 4.625%
HK$28,365
+HK$1,627/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$53,476/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,990
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,741
−HK$761/mo
Today · 4.125%
HK$29,502
baseline
▲ 0.50% · 4.625%
HK$31,057
+HK$1,555/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$59,004/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,095
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,938
−HK$856/mo
Today · 4.125%
HK$28,794
baseline
▲ 0.50% · 4.625%
HK$30,546
+HK$1,752/mo
Deposit HK$2.55M · loan HK$5.94M · min. income ≈ HK$57,588/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,143
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,952
−HK$820/mo
Today · 4.125%
HK$31,772
baseline
▲ 0.50% · 4.625%
HK$33,446
+HK$1,674/mo
Deposit HK$2.55M · loan HK$5.94M · min. income ≈ HK$63,544/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,031
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,934
−HK$917/mo
Today · 4.125%
HK$30,851
baseline
▲ 0.50% · 4.625%
HK$32,728
+HK$1,877/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$61,702/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,296
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,162
−HK$879/mo
Today · 4.125%
HK$34,041
baseline
▲ 0.50% · 4.625%
HK$35,836
+HK$1,795/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$68,082/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,966
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,929
−HK$979/mo
Today · 4.125%
HK$32,908
baseline
▲ 0.50% · 4.625%
HK$34,910
+HK$2,002/mo
Deposit HK$1.70M · loan HK$6.79M · min. income ≈ HK$65,816/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,449
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,373
−HK$938/mo
Today · 4.125%
HK$36,311
baseline
▲ 0.50% · 4.625%
HK$38,225
+HK$1,914/mo
Deposit HK$1.70M · loan HK$6.79M · min. income ≈ HK$72,622/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,901
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,925
−HK$1,040/mo
Today · 4.125%
HK$34,965
baseline
▲ 0.50% · 4.625%
HK$37,092
+HK$2,127/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$69,930/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,602
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,584
−HK$996/mo
Today · 4.125%
HK$38,580
baseline
▲ 0.50% · 4.625%
HK$40,614
+HK$2,034/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$77,160/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,837
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,920
−HK$1,101/mo
Today · 4.125%
HK$37,021
baseline
▲ 0.50% · 4.625%
HK$39,274
+HK$2,253/mo
Deposit HK$849K · loan HK$7.64M · min. income ≈ HK$74,042/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,756
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$39,795
−HK$1,054/mo
Today · 4.125%
HK$40,849
baseline
▲ 0.50% · 4.625%
HK$43,003
+HK$2,154/mo
Deposit HK$849K · loan HK$7.64M · min. income ≈ HK$81,698/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,626 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).