▼ 0.50% · 3.625%
HK$18,604
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,182
−HK$588/mo
Today · 4.125%
HK$19,770
baseline
▲ 0.50% · 4.625%
HK$20,973
+HK$1,203/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,540/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,697
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,252
−HK$563/mo
Today · 4.125%
HK$21,815
baseline
▲ 0.50% · 4.625%
HK$22,965
+HK$1,150/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,630/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,464
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,101
−HK$646/mo
Today · 4.125%
HK$21,747
baseline
▲ 0.50% · 4.625%
HK$23,071
+HK$1,324/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$43,494/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,766
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,377
−HK$619/mo
Today · 4.125%
HK$23,996
baseline
▲ 0.50% · 4.625%
HK$25,261
+HK$1,265/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$47,992/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,325
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$23,019
−HK$705/mo
Today · 4.125%
HK$23,724
baseline
▲ 0.50% · 4.625%
HK$25,168
+HK$1,444/mo
Deposit HK$3.26M · loan HK$4.90M · min. income ≈ HK$47,448/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,836
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,502
−HK$676/mo
Today · 4.125%
HK$26,178
baseline
▲ 0.50% · 4.625%
HK$27,557
+HK$1,379/mo
Deposit HK$3.26M · loan HK$4.90M · min. income ≈ HK$52,356/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,185
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,937
−HK$765/mo
Today · 4.125%
HK$25,702
baseline
▲ 0.50% · 4.625%
HK$27,265
+HK$1,563/mo
Deposit HK$2.86M · loan HK$5.30M · min. income ≈ HK$51,404/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,905
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,627
−HK$732/mo
Today · 4.125%
HK$28,359
baseline
▲ 0.50% · 4.625%
HK$29,854
+HK$1,495/mo
Deposit HK$2.86M · loan HK$5.30M · min. income ≈ HK$56,718/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,045
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,855
−HK$824/mo
Today · 4.125%
HK$27,679
baseline
▲ 0.50% · 4.625%
HK$29,363
+HK$1,684/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$55,358/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,975
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,752
−HK$789/mo
Today · 4.125%
HK$30,541
baseline
▲ 0.50% · 4.625%
HK$32,150
+HK$1,609/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$61,082/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,906
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,774
−HK$882/mo
Today · 4.125%
HK$29,656
baseline
▲ 0.50% · 4.625%
HK$31,460
+HK$1,804/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$59,312/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,045
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,877
−HK$845/mo
Today · 4.125%
HK$32,722
baseline
▲ 0.50% · 4.625%
HK$34,447
+HK$1,725/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$65,444/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,766
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,692
−HK$941/mo
Today · 4.125%
HK$31,633
baseline
▲ 0.50% · 4.625%
HK$33,557
+HK$1,924/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$63,266/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,114
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,003
−HK$900/mo
Today · 4.125%
HK$34,903
baseline
▲ 0.50% · 4.625%
HK$36,743
+HK$1,840/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$69,806/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,626
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,610
−HK$1,000/mo
Today · 4.125%
HK$33,610
baseline
▲ 0.50% · 4.625%
HK$35,655
+HK$2,045/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$67,220/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,184
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,128
−HK$957/mo
Today · 4.125%
HK$37,085
baseline
▲ 0.50% · 4.625%
HK$39,040
+HK$1,955/mo
Deposit HK$1.22M · loan HK$6.93M · min. income ≈ HK$74,170/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,487
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,528
−HK$1,059/mo
Today · 4.125%
HK$35,587
baseline
▲ 0.50% · 4.625%
HK$37,752
+HK$2,165/mo
Deposit HK$816K · loan HK$7.34M · min. income ≈ HK$71,174/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,254
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,253
−HK$1,013/mo
Today · 4.125%
HK$39,266
baseline
▲ 0.50% · 4.625%
HK$41,336
+HK$2,070/mo
Deposit HK$816K · loan HK$7.34M · min. income ≈ HK$78,532/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,760 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).