▼ 0.50% · 3.625%
HK$20,296
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,928
−HK$641/mo
Today · 4.125%
HK$21,569
baseline
▲ 0.50% · 4.625%
HK$22,881
+HK$1,312/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,138/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,579
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,185
−HK$614/mo
Today · 4.125%
HK$23,799
baseline
▲ 0.50% · 4.625%
HK$25,054
+HK$1,255/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,598/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,326
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,020
−HK$706/mo
Today · 4.125%
HK$23,726
baseline
▲ 0.50% · 4.625%
HK$25,170
+HK$1,444/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$47,452/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$267,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,837
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,503
−HK$676/mo
Today · 4.125%
HK$26,179
baseline
▲ 0.50% · 4.625%
HK$27,559
+HK$1,380/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$52,358/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$267,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,356
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,113
−HK$770/mo
Today · 4.125%
HK$25,883
baseline
▲ 0.50% · 4.625%
HK$27,458
+HK$1,575/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$51,766/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,095
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,822
−HK$737/mo
Today · 4.125%
HK$28,559
baseline
▲ 0.50% · 4.625%
HK$30,065
+HK$1,506/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$57,118/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,385
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,206
−HK$834/mo
Today · 4.125%
HK$28,040
baseline
▲ 0.50% · 4.625%
HK$29,746
+HK$1,706/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$56,080/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$267,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,353
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,140
−HK$799/mo
Today · 4.125%
HK$30,939
baseline
▲ 0.50% · 4.625%
HK$32,570
+HK$1,631/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$61,878/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$267,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,415
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,299
−HK$898/mo
Today · 4.125%
HK$30,197
baseline
▲ 0.50% · 4.625%
HK$32,034
+HK$1,837/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$60,394/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,611
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,459
−HK$860/mo
Today · 4.125%
HK$33,319
baseline
▲ 0.50% · 4.625%
HK$35,075
+HK$1,756/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$66,638/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,444
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,391
−HK$963/mo
Today · 4.125%
HK$32,354
baseline
▲ 0.50% · 4.625%
HK$34,322
+HK$1,968/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$64,708/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,869
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,777
−HK$922/mo
Today · 4.125%
HK$35,699
baseline
▲ 0.50% · 4.625%
HK$37,581
+HK$1,882/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$71,398/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,474
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,484
−HK$1,026/mo
Today · 4.125%
HK$34,510
baseline
▲ 0.50% · 4.625%
HK$36,610
+HK$2,100/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$69,020/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,127
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,096
−HK$983/mo
Today · 4.125%
HK$38,079
baseline
▲ 0.50% · 4.625%
HK$40,086
+HK$2,007/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$76,158/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,504
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,577
−HK$1,090/mo
Today · 4.125%
HK$36,667
baseline
▲ 0.50% · 4.625%
HK$38,898
+HK$2,231/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$73,334/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,385
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,414
−HK$1,045/mo
Today · 4.125%
HK$40,459
baseline
▲ 0.50% · 4.625%
HK$42,591
+HK$2,132/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$80,918/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,533
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$37,670
−HK$1,154/mo
Today · 4.125%
HK$38,824
baseline
▲ 0.50% · 4.625%
HK$41,187
+HK$2,363/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$77,648/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,643
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$41,733
−HK$1,106/mo
Today · 4.125%
HK$42,839
baseline
▲ 0.50% · 4.625%
HK$45,097
+HK$2,258/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$85,678/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,027 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).