▼ 0.50% · 3.625%
HK$20,633
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,274
−HK$653/mo
Today · 4.125%
HK$21,927
baseline
▲ 0.50% · 4.625%
HK$23,261
+HK$1,334/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,854/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,954
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,569
−HK$625/mo
Today · 4.125%
HK$24,194
baseline
▲ 0.50% · 4.625%
HK$25,469
+HK$1,275/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,388/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,696
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,402
−HK$717/mo
Today · 4.125%
HK$24,119
baseline
▲ 0.50% · 4.625%
HK$25,587
+HK$1,468/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$48,238/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$274,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,249
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,926
−HK$687/mo
Today · 4.125%
HK$26,613
baseline
▲ 0.50% · 4.625%
HK$28,016
+HK$1,403/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$53,226/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$274,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,759
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,529
−HK$783/mo
Today · 4.125%
HK$26,312
baseline
▲ 0.50% · 4.625%
HK$27,913
+HK$1,601/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,624/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,544
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,283
−HK$750/mo
Today · 4.125%
HK$29,033
baseline
▲ 0.50% · 4.625%
HK$30,563
+HK$1,530/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,066/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,823
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,657
−HK$848/mo
Today · 4.125%
HK$28,505
baseline
▲ 0.50% · 4.625%
HK$30,239
+HK$1,734/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$57,010/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,840
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,640
−HK$812/mo
Today · 4.125%
HK$31,452
baseline
▲ 0.50% · 4.625%
HK$33,110
+HK$1,658/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$62,904/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,886
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,784
−HK$913/mo
Today · 4.125%
HK$30,697
baseline
▲ 0.50% · 4.625%
HK$32,565
+HK$1,868/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,394/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,135
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,997
−HK$874/mo
Today · 4.125%
HK$33,871
baseline
▲ 0.50% · 4.625%
HK$35,657
+HK$1,786/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,742/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,949
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,912
−HK$978/mo
Today · 4.125%
HK$32,890
baseline
▲ 0.50% · 4.625%
HK$34,891
+HK$2,001/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$65,780/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$274,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,430
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,354
−HK$937/mo
Today · 4.125%
HK$36,291
baseline
▲ 0.50% · 4.625%
HK$38,204
+HK$1,913/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$72,582/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$274,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,012
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,039
−HK$1,043/mo
Today · 4.125%
HK$35,082
baseline
▲ 0.50% · 4.625%
HK$37,217
+HK$2,135/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$70,164/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,726
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,711
−HK$999/mo
Today · 4.125%
HK$38,710
baseline
▲ 0.50% · 4.625%
HK$40,751
+HK$2,041/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$77,420/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,076
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,167
−HK$1,108/mo
Today · 4.125%
HK$37,275
baseline
▲ 0.50% · 4.625%
HK$39,543
+HK$2,268/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$74,550/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,021
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,068
−HK$1,061/mo
Today · 4.125%
HK$41,129
baseline
▲ 0.50% · 4.625%
HK$43,297
+HK$2,168/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$82,258/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,139
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,294
−HK$1,174/mo
Today · 4.125%
HK$39,468
baseline
▲ 0.50% · 4.625%
HK$41,869
+HK$2,401/mo
Deposit HK$905K · loan HK$8.14M · min. income ≈ HK$78,936/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,317
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,425
−HK$1,124/mo
Today · 4.125%
HK$43,549
baseline
▲ 0.50% · 4.625%
HK$45,844
+HK$2,295/mo
Deposit HK$905K · loan HK$8.14M · min. income ≈ HK$87,098/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,841 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).