▼ 0.50% · 3.625%
HK$18,119
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,683
−HK$572/mo
Today · 4.125%
HK$19,255
baseline
▲ 0.50% · 4.625%
HK$20,427
+HK$1,172/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$38,510/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,157
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,698
−HK$548/mo
Today · 4.125%
HK$21,246
baseline
▲ 0.50% · 4.625%
HK$22,366
+HK$1,120/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$42,492/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,931
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$20,551
−HK$630/mo
Today · 4.125%
HK$21,181
baseline
▲ 0.50% · 4.625%
HK$22,470
+HK$1,289/mo
Deposit HK$3.58M · loan HK$4.37M · min. income ≈ HK$42,362/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$238,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,173
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,768
−HK$603/mo
Today · 4.125%
HK$23,371
baseline
▲ 0.50% · 4.625%
HK$24,603
+HK$1,232/mo
Deposit HK$3.58M · loan HK$4.37M · min. income ≈ HK$46,742/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$238,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,743
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,419
−HK$687/mo
Today · 4.125%
HK$23,106
baseline
▲ 0.50% · 4.625%
HK$24,512
+HK$1,406/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$46,212/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,189
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,837
−HK$659/mo
Today · 4.125%
HK$25,496
baseline
▲ 0.50% · 4.625%
HK$26,839
+HK$1,343/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$50,992/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,555
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,287
−HK$745/mo
Today · 4.125%
HK$25,032
baseline
▲ 0.50% · 4.625%
HK$26,555
+HK$1,523/mo
Deposit HK$2.78M · loan HK$5.16M · min. income ≈ HK$50,064/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,204
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,907
−HK$713/mo
Today · 4.125%
HK$27,620
baseline
▲ 0.50% · 4.625%
HK$29,076
+HK$1,456/mo
Deposit HK$2.78M · loan HK$5.16M · min. income ≈ HK$55,240/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,367
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,156
−HK$801/mo
Today · 4.125%
HK$26,957
baseline
▲ 0.50% · 4.625%
HK$28,598
+HK$1,641/mo
Deposit HK$2.38M · loan HK$5.56M · min. income ≈ HK$53,914/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,220
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,977
−HK$768/mo
Today · 4.125%
HK$29,745
baseline
▲ 0.50% · 4.625%
HK$31,313
+HK$1,568/mo
Deposit HK$2.38M · loan HK$5.56M · min. income ≈ HK$59,490/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,179
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,024
−HK$859/mo
Today · 4.125%
HK$28,883
baseline
▲ 0.50% · 4.625%
HK$30,640
+HK$1,757/mo
Deposit HK$1.99M · loan HK$5.96M · min. income ≈ HK$57,766/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$238,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,236
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,047
−HK$822/mo
Today · 4.125%
HK$31,869
baseline
▲ 0.50% · 4.625%
HK$33,549
+HK$1,680/mo
Deposit HK$1.99M · loan HK$5.96M · min. income ≈ HK$63,738/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$238,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,991
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,892
−HK$916/mo
Today · 4.125%
HK$30,808
baseline
▲ 0.50% · 4.625%
HK$32,683
+HK$1,875/mo
Deposit HK$1.59M · loan HK$6.36M · min. income ≈ HK$61,616/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,252
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,117
−HK$877/mo
Today · 4.125%
HK$33,994
baseline
▲ 0.50% · 4.625%
HK$35,786
+HK$1,792/mo
Deposit HK$1.59M · loan HK$6.36M · min. income ≈ HK$67,988/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,802
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,761
−HK$973/mo
Today · 4.125%
HK$32,734
baseline
▲ 0.50% · 4.625%
HK$34,726
+HK$1,992/mo
Deposit HK$1.19M · loan HK$6.75M · min. income ≈ HK$65,468/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,267
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,186
−HK$933/mo
Today · 4.125%
HK$36,119
baseline
▲ 0.50% · 4.625%
HK$38,023
+HK$1,904/mo
Deposit HK$1.19M · loan HK$6.75M · min. income ≈ HK$72,238/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,614
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,629
−HK$1,031/mo
Today · 4.125%
HK$34,660
baseline
▲ 0.50% · 4.625%
HK$36,768
+HK$2,108/mo
Deposit HK$795K · loan HK$7.15M · min. income ≈ HK$69,320/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,283
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,256
−HK$987/mo
Today · 4.125%
HK$38,243
baseline
▲ 0.50% · 4.625%
HK$40,259
+HK$2,016/mo
Deposit HK$795K · loan HK$7.15M · min. income ≈ HK$76,486/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,383 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).