▼ 0.50% · 3.625%
HK$16,490
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$17,003
−HK$521/mo
Today · 4.125%
HK$17,524
baseline
▲ 0.50% · 4.625%
HK$18,590
+HK$1,066/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,048/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,345
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,837
−HK$499/mo
Today · 4.125%
HK$19,336
baseline
▲ 0.50% · 4.625%
HK$20,355
+HK$1,019/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,672/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,139
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,703
−HK$574/mo
Today · 4.125%
HK$19,277
baseline
▲ 0.50% · 4.625%
HK$20,450
+HK$1,173/mo
Deposit HK$3.25M · loan HK$3.98M · min. income ≈ HK$38,554/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,180
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,721
−HK$549/mo
Today · 4.125%
HK$21,270
baseline
▲ 0.50% · 4.625%
HK$22,391
+HK$1,121/mo
Deposit HK$3.25M · loan HK$3.98M · min. income ≈ HK$42,540/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,788
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,404
−HK$625/mo
Today · 4.125%
HK$21,029
baseline
▲ 0.50% · 4.625%
HK$22,309
+HK$1,280/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$42,058/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,014
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,605
−HK$598/mo
Today · 4.125%
HK$23,203
baseline
▲ 0.50% · 4.625%
HK$24,427
+HK$1,224/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$46,406/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,437
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,104
−HK$677/mo
Today · 4.125%
HK$22,781
baseline
▲ 0.50% · 4.625%
HK$24,168
+HK$1,387/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$45,562/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,849
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,488
−HK$649/mo
Today · 4.125%
HK$25,137
baseline
▲ 0.50% · 4.625%
HK$26,462
+HK$1,325/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$50,274/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,086
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,804
−HK$730/mo
Today · 4.125%
HK$24,534
baseline
▲ 0.50% · 4.625%
HK$26,027
+HK$1,493/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,068/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$216,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,683
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,372
−HK$699/mo
Today · 4.125%
HK$27,071
baseline
▲ 0.50% · 4.625%
HK$28,498
+HK$1,427/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,142/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$216,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,735
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,505
−HK$781/mo
Today · 4.125%
HK$26,286
baseline
▲ 0.50% · 4.625%
HK$27,886
+HK$1,600/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$52,572/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,518
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,256
−HK$748/mo
Today · 4.125%
HK$29,004
baseline
▲ 0.50% · 4.625%
HK$30,533
+HK$1,529/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$58,008/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,384
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,205
−HK$834/mo
Today · 4.125%
HK$28,039
baseline
▲ 0.50% · 4.625%
HK$29,745
+HK$1,706/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$56,078/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,352
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,139
−HK$799/mo
Today · 4.125%
HK$30,938
baseline
▲ 0.50% · 4.625%
HK$32,569
+HK$1,631/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$61,876/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,033
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,905
−HK$886/mo
Today · 4.125%
HK$29,791
baseline
▲ 0.50% · 4.625%
HK$31,604
+HK$1,813/mo
Deposit HK$1.08M · loan HK$6.15M · min. income ≈ HK$59,582/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,187
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,023
−HK$849/mo
Today · 4.125%
HK$32,872
baseline
▲ 0.50% · 4.625%
HK$34,604
+HK$1,732/mo
Deposit HK$1.08M · loan HK$6.15M · min. income ≈ HK$65,744/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,682
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,605
−HK$939/mo
Today · 4.125%
HK$31,544
baseline
▲ 0.50% · 4.625%
HK$33,463
+HK$1,919/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$63,088/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,021
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,907
−HK$898/mo
Today · 4.125%
HK$34,805
baseline
▲ 0.50% · 4.625%
HK$36,640
+HK$1,835/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$69,610/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,951 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).