▼ 0.50% · 3.625%
HK$20,201
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,829
−HK$638/mo
Today · 4.125%
HK$21,467
baseline
▲ 0.50% · 4.625%
HK$22,774
+HK$1,307/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,934/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,473
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,076
−HK$611/mo
Today · 4.125%
HK$23,687
baseline
▲ 0.50% · 4.625%
HK$24,936
+HK$1,249/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,374/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,221
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,912
−HK$702/mo
Today · 4.125%
HK$23,614
baseline
▲ 0.50% · 4.625%
HK$25,051
+HK$1,437/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$47,228/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,720
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,383
−HK$673/mo
Today · 4.125%
HK$26,056
baseline
▲ 0.50% · 4.625%
HK$27,429
+HK$1,373/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$52,112/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,241
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,995
−HK$766/mo
Today · 4.125%
HK$25,761
baseline
▲ 0.50% · 4.625%
HK$27,328
+HK$1,567/mo
Deposit HK$3.54M · loan HK$5.32M · min. income ≈ HK$51,522/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,968
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,691
−HK$733/mo
Today · 4.125%
HK$28,424
baseline
▲ 0.50% · 4.625%
HK$29,923
+HK$1,499/mo
Deposit HK$3.54M · loan HK$5.32M · min. income ≈ HK$56,848/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,261
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,078
−HK$830/mo
Today · 4.125%
HK$27,908
baseline
▲ 0.50% · 4.625%
HK$29,606
+HK$1,698/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,816/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,215
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,998
−HK$795/mo
Today · 4.125%
HK$30,793
baseline
▲ 0.50% · 4.625%
HK$32,416
+HK$1,623/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,586/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,281
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,160
−HK$894/mo
Today · 4.125%
HK$30,054
baseline
▲ 0.50% · 4.625%
HK$31,883
+HK$1,829/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$60,108/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,462
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,306
−HK$856/mo
Today · 4.125%
HK$33,162
baseline
▲ 0.50% · 4.625%
HK$34,910
+HK$1,748/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$66,324/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,301
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,243
−HK$958/mo
Today · 4.125%
HK$32,201
baseline
▲ 0.50% · 4.625%
HK$34,160
+HK$1,959/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$64,402/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,709
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,613
−HK$918/mo
Today · 4.125%
HK$35,531
baseline
▲ 0.50% · 4.625%
HK$37,403
+HK$1,872/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$71,062/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,321
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,326
−HK$1,022/mo
Today · 4.125%
HK$34,348
baseline
▲ 0.50% · 4.625%
HK$36,438
+HK$2,090/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$68,696/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,957
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,921
−HK$978/mo
Today · 4.125%
HK$37,899
baseline
▲ 0.50% · 4.625%
HK$39,897
+HK$1,998/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$75,798/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,341
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,409
−HK$1,085/mo
Today · 4.125%
HK$36,494
baseline
▲ 0.50% · 4.625%
HK$38,715
+HK$2,221/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$72,988/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,204
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,229
−HK$1,039/mo
Today · 4.125%
HK$40,268
baseline
▲ 0.50% · 4.625%
HK$42,391
+HK$2,123/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$80,536/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,361
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,492
−HK$1,149/mo
Today · 4.125%
HK$38,641
baseline
▲ 0.50% · 4.625%
HK$40,992
+HK$2,351/mo
Deposit HK$886K · loan HK$7.97M · min. income ≈ HK$77,282/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,451
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,536
−HK$1,101/mo
Today · 4.125%
HK$42,637
baseline
▲ 0.50% · 4.625%
HK$44,884
+HK$2,247/mo
Deposit HK$886K · loan HK$7.97M · min. income ≈ HK$85,274/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,768 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).