▼ 0.50% · 3.625%
HK$16,443
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,955
−HK$519/mo
Today · 4.125%
HK$17,474
baseline
▲ 0.50% · 4.625%
HK$18,538
+HK$1,064/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$34,948/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,293
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,784
−HK$497/mo
Today · 4.125%
HK$19,281
baseline
▲ 0.50% · 4.625%
HK$20,298
+HK$1,017/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,562/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,088
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,650
−HK$572/mo
Today · 4.125%
HK$19,222
baseline
▲ 0.50% · 4.625%
HK$20,391
+HK$1,169/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$38,444/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,122
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,662
−HK$547/mo
Today · 4.125%
HK$21,209
baseline
▲ 0.50% · 4.625%
HK$22,327
+HK$1,118/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$42,418/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,732
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,346
−HK$623/mo
Today · 4.125%
HK$20,969
baseline
▲ 0.50% · 4.625%
HK$22,245
+HK$1,276/mo
Deposit HK$2.88M · loan HK$4.33M · min. income ≈ HK$41,938/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,952
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,540
−HK$597/mo
Today · 4.125%
HK$23,137
baseline
▲ 0.50% · 4.625%
HK$24,357
+HK$1,220/mo
Deposit HK$2.88M · loan HK$4.33M · min. income ≈ HK$46,274/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,376
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,041
−HK$676/mo
Today · 4.125%
HK$22,717
baseline
▲ 0.50% · 4.625%
HK$24,099
+HK$1,382/mo
Deposit HK$2.52M · loan HK$4.69M · min. income ≈ HK$45,434/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,781
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,419
−HK$647/mo
Today · 4.125%
HK$25,066
baseline
▲ 0.50% · 4.625%
HK$26,387
+HK$1,321/mo
Deposit HK$2.52M · loan HK$4.69M · min. income ≈ HK$50,132/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,021
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,737
−HK$727/mo
Today · 4.125%
HK$24,464
baseline
▲ 0.50% · 4.625%
HK$25,953
+HK$1,489/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$48,928/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,610
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,297
−HK$697/mo
Today · 4.125%
HK$26,994
baseline
▲ 0.50% · 4.625%
HK$28,417
+HK$1,423/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$53,988/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,665
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,432
−HK$780/mo
Today · 4.125%
HK$26,212
baseline
▲ 0.50% · 4.625%
HK$27,806
+HK$1,594/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$52,424/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,439
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,175
−HK$747/mo
Today · 4.125%
HK$28,922
baseline
▲ 0.50% · 4.625%
HK$30,446
+HK$1,524/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$57,844/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,309
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,128
−HK$831/mo
Today · 4.125%
HK$27,959
baseline
▲ 0.50% · 4.625%
HK$29,660
+HK$1,701/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$55,918/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,269
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,054
−HK$796/mo
Today · 4.125%
HK$30,850
baseline
▲ 0.50% · 4.625%
HK$32,476
+HK$1,626/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$61,700/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,953
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,823
−HK$883/mo
Today · 4.125%
HK$29,706
baseline
▲ 0.50% · 4.625%
HK$31,514
+HK$1,808/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$59,412/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,098
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,932
−HK$846/mo
Today · 4.125%
HK$32,778
baseline
▲ 0.50% · 4.625%
HK$34,506
+HK$1,728/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$65,556/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,598
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,518
−HK$936/mo
Today · 4.125%
HK$31,454
baseline
▲ 0.50% · 4.625%
HK$33,368
+HK$1,914/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$62,908/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,927
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,810
−HK$896/mo
Today · 4.125%
HK$34,706
baseline
▲ 0.50% · 4.625%
HK$36,536
+HK$1,830/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$69,412/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,334 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).