▼ 0.50% · 3.625%
HK$18,655
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,235
−HK$590/mo
Today · 4.125%
HK$19,825
baseline
▲ 0.50% · 4.625%
HK$21,031
+HK$1,206/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,650/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,754
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,310
−HK$565/mo
Today · 4.125%
HK$21,875
baseline
▲ 0.50% · 4.625%
HK$23,028
+HK$1,153/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,750/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,521
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,159
−HK$649/mo
Today · 4.125%
HK$21,808
baseline
▲ 0.50% · 4.625%
HK$23,134
+HK$1,326/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$43,616/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,829
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,441
−HK$621/mo
Today · 4.125%
HK$24,062
baseline
▲ 0.50% · 4.625%
HK$25,331
+HK$1,269/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$48,124/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,386
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,083
−HK$707/mo
Today · 4.125%
HK$23,790
baseline
▲ 0.50% · 4.625%
HK$25,238
+HK$1,448/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$47,580/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,904
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,572
−HK$678/mo
Today · 4.125%
HK$26,250
baseline
▲ 0.50% · 4.625%
HK$27,634
+HK$1,384/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$52,500/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,252
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,006
−HK$767/mo
Today · 4.125%
HK$25,773
baseline
▲ 0.50% · 4.625%
HK$27,341
+HK$1,568/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$51,546/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,980
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,703
−HK$734/mo
Today · 4.125%
HK$28,437
baseline
▲ 0.50% · 4.625%
HK$29,936
+HK$1,499/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$56,874/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,117
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,930
−HK$825/mo
Today · 4.125%
HK$27,755
baseline
▲ 0.50% · 4.625%
HK$29,444
+HK$1,689/mo
Deposit HK$2.45M · loan HK$5.73M · min. income ≈ HK$55,510/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,055
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,834
−HK$791/mo
Today · 4.125%
HK$30,625
baseline
▲ 0.50% · 4.625%
HK$32,239
+HK$1,614/mo
Deposit HK$2.45M · loan HK$5.73M · min. income ≈ HK$61,250/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,983
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,853
−HK$885/mo
Today · 4.125%
HK$29,738
baseline
▲ 0.50% · 4.625%
HK$31,547
+HK$1,809/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$59,476/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,131
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,965
−HK$847/mo
Today · 4.125%
HK$32,812
baseline
▲ 0.50% · 4.625%
HK$34,542
+HK$1,730/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$65,624/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,848
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,777
−HK$943/mo
Today · 4.125%
HK$31,720
baseline
▲ 0.50% · 4.625%
HK$33,650
+HK$1,930/mo
Deposit HK$1.64M · loan HK$6.54M · min. income ≈ HK$63,440/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,206
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,096
−HK$904/mo
Today · 4.125%
HK$35,000
baseline
▲ 0.50% · 4.625%
HK$36,845
+HK$1,845/mo
Deposit HK$1.64M · loan HK$6.54M · min. income ≈ HK$70,000/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,714
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,700
−HK$1,003/mo
Today · 4.125%
HK$33,703
baseline
▲ 0.50% · 4.625%
HK$35,753
+HK$2,050/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$67,406/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,281
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,228
−HK$959/mo
Today · 4.125%
HK$37,187
baseline
▲ 0.50% · 4.625%
HK$39,148
+HK$1,961/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$74,374/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,579
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,624
−HK$1,061/mo
Today · 4.125%
HK$35,685
baseline
▲ 0.50% · 4.625%
HK$37,856
+HK$2,171/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$71,370/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,357
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,359
−HK$1,016/mo
Today · 4.125%
HK$39,375
baseline
▲ 0.50% · 4.625%
HK$41,450
+HK$2,075/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$78,750/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,436 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).