▼ 0.50% · 3.625%
HK$19,400
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$20,003
−HK$613/mo
Today · 4.125%
HK$20,616
baseline
▲ 0.50% · 4.625%
HK$21,871
+HK$1,255/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,232/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,582
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,161
−HK$587/mo
Today · 4.125%
HK$22,748
baseline
▲ 0.50% · 4.625%
HK$23,947
+HK$1,199/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,496/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,340
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,004
−HK$674/mo
Today · 4.125%
HK$22,678
baseline
▲ 0.50% · 4.625%
HK$24,058
+HK$1,380/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,356/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,740
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,377
−HK$646/mo
Today · 4.125%
HK$25,023
baseline
▲ 0.50% · 4.625%
HK$26,342
+HK$1,319/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,046/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,280
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,004
−HK$736/mo
Today · 4.125%
HK$24,740
baseline
▲ 0.50% · 4.625%
HK$26,245
+HK$1,505/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,480/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,899
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,593
−HK$705/mo
Today · 4.125%
HK$27,298
baseline
▲ 0.50% · 4.625%
HK$28,737
+HK$1,439/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,596/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,220
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$26,004
−HK$797/mo
Today · 4.125%
HK$26,801
baseline
▲ 0.50% · 4.625%
HK$28,432
+HK$1,631/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$53,602/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,057
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,809
−HK$764/mo
Today · 4.125%
HK$29,573
baseline
▲ 0.50% · 4.625%
HK$31,131
+HK$1,558/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$59,146/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,160
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,005
−HK$858/mo
Today · 4.125%
HK$28,863
baseline
▲ 0.50% · 4.625%
HK$30,619
+HK$1,756/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$57,726/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,215
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,025
−HK$822/mo
Today · 4.125%
HK$31,847
baseline
▲ 0.50% · 4.625%
HK$33,526
+HK$1,679/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$63,694/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,100
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,005
−HK$920/mo
Today · 4.125%
HK$30,925
baseline
▲ 0.50% · 4.625%
HK$32,806
+HK$1,881/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$61,850/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,373
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,241
−HK$881/mo
Today · 4.125%
HK$34,122
baseline
▲ 0.50% · 4.625%
HK$35,921
+HK$1,799/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$68,244/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,040
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$32,005
−HK$981/mo
Today · 4.125%
HK$32,986
baseline
▲ 0.50% · 4.625%
HK$34,993
+HK$2,007/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$65,972/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,531
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,457
−HK$940/mo
Today · 4.125%
HK$36,397
baseline
▲ 0.50% · 4.625%
HK$38,316
+HK$1,919/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$72,794/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,980
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,006
−HK$1,042/mo
Today · 4.125%
HK$35,048
baseline
▲ 0.50% · 4.625%
HK$37,180
+HK$2,132/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$70,096/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,690
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,674
−HK$998/mo
Today · 4.125%
HK$38,672
baseline
▲ 0.50% · 4.625%
HK$40,710
+HK$2,038/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$77,344/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,920
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$36,006
−HK$1,103/mo
Today · 4.125%
HK$37,109
baseline
▲ 0.50% · 4.625%
HK$39,367
+HK$2,258/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$74,218/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,848
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,890
−HK$1,057/mo
Today · 4.125%
HK$40,947
baseline
▲ 0.50% · 4.625%
HK$43,105
+HK$2,158/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$81,894/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,232 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).