▼ 0.50% · 3.625%
HK$20,322
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,954
−HK$642/mo
Today · 4.125%
HK$21,596
baseline
▲ 0.50% · 4.625%
HK$22,910
+HK$1,314/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,192/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,608
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,214
−HK$615/mo
Today · 4.125%
HK$23,829
baseline
▲ 0.50% · 4.625%
HK$25,085
+HK$1,256/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,658/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,354
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,049
−HK$707/mo
Today · 4.125%
HK$23,756
baseline
▲ 0.50% · 4.625%
HK$25,201
+HK$1,445/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$47,512/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,869
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,536
−HK$676/mo
Today · 4.125%
HK$26,212
baseline
▲ 0.50% · 4.625%
HK$27,594
+HK$1,382/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$52,424/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,386
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,145
−HK$770/mo
Today · 4.125%
HK$25,915
baseline
▲ 0.50% · 4.625%
HK$27,492
+HK$1,577/mo
Deposit HK$3.56M · loan HK$5.35M · min. income ≈ HK$51,830/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,129
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,857
−HK$738/mo
Today · 4.125%
HK$28,595
baseline
▲ 0.50% · 4.625%
HK$30,102
+HK$1,507/mo
Deposit HK$3.56M · loan HK$5.35M · min. income ≈ HK$57,190/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,418
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,240
−HK$835/mo
Today · 4.125%
HK$28,075
baseline
▲ 0.50% · 4.625%
HK$29,783
+HK$1,708/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$56,150/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,390
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,178
−HK$800/mo
Today · 4.125%
HK$30,978
baseline
▲ 0.50% · 4.625%
HK$32,611
+HK$1,633/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$61,956/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,451
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,336
−HK$899/mo
Today · 4.125%
HK$30,235
baseline
▲ 0.50% · 4.625%
HK$32,074
+HK$1,839/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$60,470/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,651
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,500
−HK$861/mo
Today · 4.125%
HK$33,361
baseline
▲ 0.50% · 4.625%
HK$35,120
+HK$1,759/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$66,722/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,483
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,431
−HK$963/mo
Today · 4.125%
HK$32,394
baseline
▲ 0.50% · 4.625%
HK$34,365
+HK$1,971/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$64,788/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,912
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,821
−HK$923/mo
Today · 4.125%
HK$35,744
baseline
▲ 0.50% · 4.625%
HK$37,628
+HK$1,884/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$71,488/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,515
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,526
−HK$1,028/mo
Today · 4.125%
HK$34,554
baseline
▲ 0.50% · 4.625%
HK$36,656
+HK$2,102/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$69,108/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,173
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,143
−HK$984/mo
Today · 4.125%
HK$38,127
baseline
▲ 0.50% · 4.625%
HK$40,137
+HK$2,010/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$76,254/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,547
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,622
−HK$1,092/mo
Today · 4.125%
HK$36,714
baseline
▲ 0.50% · 4.625%
HK$38,947
+HK$2,233/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$73,428/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,433
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,464
−HK$1,046/mo
Today · 4.125%
HK$40,510
baseline
▲ 0.50% · 4.625%
HK$42,645
+HK$2,135/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$81,020/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,579
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,717
−HK$1,156/mo
Today · 4.125%
HK$38,873
baseline
▲ 0.50% · 4.625%
HK$41,239
+HK$2,366/mo
Deposit HK$891K · loan HK$8.02M · min. income ≈ HK$77,746/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,694
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,786
−HK$1,107/mo
Today · 4.125%
HK$42,893
baseline
▲ 0.50% · 4.625%
HK$45,154
+HK$2,261/mo
Deposit HK$891K · loan HK$8.02M · min. income ≈ HK$85,786/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,363 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).