▼ 0.50% · 3.625%
HK$16,568
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$17,084
−HK$523/mo
Today · 4.125%
HK$17,607
baseline
▲ 0.50% · 4.625%
HK$18,679
+HK$1,072/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,214/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,432
−HK$996/mo
▼ 0.25% · 3.875%
HK$18,927
−HK$501/mo
Today · 4.125%
HK$19,428
baseline
▲ 0.50% · 4.625%
HK$20,452
+HK$1,024/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,856/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,225
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,792
−HK$576/mo
Today · 4.125%
HK$19,368
baseline
▲ 0.50% · 4.625%
HK$20,547
+HK$1,179/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$38,736/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$217,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,275
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,819
−HK$552/mo
Today · 4.125%
HK$21,371
baseline
▲ 0.50% · 4.625%
HK$22,497
+HK$1,126/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$42,742/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$217,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,882
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,501
−HK$628/mo
Today · 4.125%
HK$21,129
baseline
▲ 0.50% · 4.625%
HK$22,415
+HK$1,286/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$42,258/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,119
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,712
−HK$602/mo
Today · 4.125%
HK$23,314
baseline
▲ 0.50% · 4.625%
HK$24,543
+HK$1,229/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$46,628/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,539
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,209
−HK$681/mo
Today · 4.125%
HK$22,890
baseline
▲ 0.50% · 4.625%
HK$24,282
+HK$1,392/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$45,780/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,962
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,605
−HK$651/mo
Today · 4.125%
HK$25,256
baseline
▲ 0.50% · 4.625%
HK$26,588
+HK$1,332/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$50,512/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,196
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,917
−HK$733/mo
Today · 4.125%
HK$24,650
baseline
▲ 0.50% · 4.625%
HK$26,150
+HK$1,500/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$49,300/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,805
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,497
−HK$702/mo
Today · 4.125%
HK$27,199
baseline
▲ 0.50% · 4.625%
HK$28,633
+HK$1,434/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$54,398/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,853
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,626
−HK$785/mo
Today · 4.125%
HK$26,411
baseline
▲ 0.50% · 4.625%
HK$28,018
+HK$1,607/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$52,822/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,648
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,390
−HK$752/mo
Today · 4.125%
HK$29,142
baseline
▲ 0.50% · 4.625%
HK$30,678
+HK$1,536/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$58,284/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,510
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,334
−HK$838/mo
Today · 4.125%
HK$28,172
baseline
▲ 0.50% · 4.625%
HK$29,886
+HK$1,714/mo
Deposit HK$1.45M · loan HK$5.81M · min. income ≈ HK$56,344/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,492
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,283
−HK$802/mo
Today · 4.125%
HK$31,085
baseline
▲ 0.50% · 4.625%
HK$32,723
+HK$1,638/mo
Deposit HK$1.45M · loan HK$5.81M · min. income ≈ HK$62,170/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,166
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,042
−HK$891/mo
Today · 4.125%
HK$29,933
baseline
▲ 0.50% · 4.625%
HK$31,754
+HK$1,821/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$59,866/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,335
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,175
−HK$853/mo
Today · 4.125%
HK$33,028
baseline
▲ 0.50% · 4.625%
HK$34,769
+HK$1,741/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$66,056/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,823
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,751
−HK$942/mo
Today · 4.125%
HK$31,693
baseline
▲ 0.50% · 4.625%
HK$33,622
+HK$1,929/mo
Deposit HK$727K · loan HK$6.54M · min. income ≈ HK$63,386/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$217,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,178
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,068
−HK$903/mo
Today · 4.125%
HK$34,971
baseline
▲ 0.50% · 4.625%
HK$36,814
+HK$1,843/mo
Deposit HK$727K · loan HK$6.54M · min. income ≈ HK$69,942/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$217,982 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).