▼ 0.50% · 3.625%
HK$19,334
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,936
−HK$611/mo
Today · 4.125%
HK$20,547
baseline
▲ 0.50% · 4.625%
HK$21,797
+HK$1,250/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,094/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,509
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,086
−HK$585/mo
Today · 4.125%
HK$22,671
baseline
▲ 0.50% · 4.625%
HK$23,866
+HK$1,195/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,342/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,268
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,929
−HK$672/mo
Today · 4.125%
HK$22,601
baseline
▲ 0.50% · 4.625%
HK$23,977
+HK$1,376/mo
Deposit HK$3.82M · loan HK$4.66M · min. income ≈ HK$45,202/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,660
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,295
−HK$643/mo
Today · 4.125%
HK$24,938
baseline
▲ 0.50% · 4.625%
HK$26,253
+HK$1,315/mo
Deposit HK$3.82M · loan HK$4.66M · min. income ≈ HK$49,876/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,201
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,923
−HK$733/mo
Today · 4.125%
HK$24,656
baseline
▲ 0.50% · 4.625%
HK$26,156
+HK$1,500/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$49,312/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,811
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,503
−HK$703/mo
Today · 4.125%
HK$27,206
baseline
▲ 0.50% · 4.625%
HK$28,640
+HK$1,434/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$54,412/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,135
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,916
−HK$795/mo
Today · 4.125%
HK$26,711
baseline
▲ 0.50% · 4.625%
HK$28,336
+HK$1,625/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$53,422/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,962
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,712
−HK$761/mo
Today · 4.125%
HK$29,473
baseline
▲ 0.50% · 4.625%
HK$31,026
+HK$1,553/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$58,946/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,068
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,910
−HK$855/mo
Today · 4.125%
HK$28,765
baseline
▲ 0.50% · 4.625%
HK$30,516
+HK$1,751/mo
Deposit HK$2.54M · loan HK$5.94M · min. income ≈ HK$57,530/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,113
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,921
−HK$819/mo
Today · 4.125%
HK$31,740
baseline
▲ 0.50% · 4.625%
HK$33,413
+HK$1,673/mo
Deposit HK$2.54M · loan HK$5.94M · min. income ≈ HK$63,480/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,002
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,904
−HK$916/mo
Today · 4.125%
HK$30,820
baseline
▲ 0.50% · 4.625%
HK$32,695
+HK$1,875/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$61,640/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,264
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,129
−HK$878/mo
Today · 4.125%
HK$34,007
baseline
▲ 0.50% · 4.625%
HK$35,800
+HK$1,793/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$68,014/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,935
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,897
−HK$978/mo
Today · 4.125%
HK$32,875
baseline
▲ 0.50% · 4.625%
HK$34,875
+HK$2,000/mo
Deposit HK$1.70M · loan HK$6.78M · min. income ≈ HK$65,750/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,415
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,338
−HK$936/mo
Today · 4.125%
HK$36,274
baseline
▲ 0.50% · 4.625%
HK$38,186
+HK$1,912/mo
Deposit HK$1.70M · loan HK$6.78M · min. income ≈ HK$72,548/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,868
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,891
−HK$1,039/mo
Today · 4.125%
HK$34,930
baseline
▲ 0.50% · 4.625%
HK$37,055
+HK$2,125/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$69,860/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,566
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,546
−HK$995/mo
Today · 4.125%
HK$38,541
baseline
▲ 0.50% · 4.625%
HK$40,573
+HK$2,032/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$77,082/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,802
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,884
−HK$1,100/mo
Today · 4.125%
HK$36,984
baseline
▲ 0.50% · 4.625%
HK$39,235
+HK$2,251/mo
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$73,968/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,717
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,755
−HK$1,053/mo
Today · 4.125%
HK$40,808
baseline
▲ 0.50% · 4.625%
HK$42,959
+HK$2,151/mo
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$81,616/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,371 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).