▼ 0.50% · 3.625%
HK$18,690
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,272
−HK$590/mo
Today · 4.125%
HK$19,862
baseline
▲ 0.50% · 4.625%
HK$21,071
+HK$1,209/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,724/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,793
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,350
−HK$566/mo
Today · 4.125%
HK$21,916
baseline
▲ 0.50% · 4.625%
HK$23,071
+HK$1,155/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,832/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,559
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,199
−HK$649/mo
Today · 4.125%
HK$21,848
baseline
▲ 0.50% · 4.625%
HK$23,178
+HK$1,330/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$43,696/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,872
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,485
−HK$623/mo
Today · 4.125%
HK$24,108
baseline
▲ 0.50% · 4.625%
HK$25,378
+HK$1,270/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$48,216/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,428
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,126
−HK$709/mo
Today · 4.125%
HK$23,835
baseline
▲ 0.50% · 4.625%
HK$25,285
+HK$1,450/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$47,670/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,951
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,620
−HK$679/mo
Today · 4.125%
HK$26,299
baseline
▲ 0.50% · 4.625%
HK$27,685
+HK$1,386/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$52,598/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,297
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,053
−HK$768/mo
Today · 4.125%
HK$25,821
baseline
▲ 0.50% · 4.625%
HK$27,392
+HK$1,571/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$51,642/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,030
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,755
−HK$736/mo
Today · 4.125%
HK$28,491
baseline
▲ 0.50% · 4.625%
HK$29,993
+HK$1,502/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$56,982/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,166
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,980
−HK$827/mo
Today · 4.125%
HK$27,807
baseline
▲ 0.50% · 4.625%
HK$29,499
+HK$1,692/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$55,614/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,110
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,890
−HK$792/mo
Today · 4.125%
HK$30,682
baseline
▲ 0.50% · 4.625%
HK$32,300
+HK$1,618/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$61,364/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,035
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,907
−HK$886/mo
Today · 4.125%
HK$29,793
baseline
▲ 0.50% · 4.625%
HK$31,606
+HK$1,813/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$59,586/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$245,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,189
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,025
−HK$849/mo
Today · 4.125%
HK$32,874
baseline
▲ 0.50% · 4.625%
HK$34,607
+HK$1,733/mo
Deposit HK$2.05M · loan HK$6.15M · min. income ≈ HK$65,748/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$245,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,904
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,834
−HK$946/mo
Today · 4.125%
HK$31,780
baseline
▲ 0.50% · 4.625%
HK$33,713
+HK$1,933/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$63,560/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$245,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,268
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,160
−HK$906/mo
Today · 4.125%
HK$35,066
baseline
▲ 0.50% · 4.625%
HK$36,914
+HK$1,848/mo
Deposit HK$1.64M · loan HK$6.56M · min. income ≈ HK$70,132/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$245,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,773
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,762
−HK$1,004/mo
Today · 4.125%
HK$33,766
baseline
▲ 0.50% · 4.625%
HK$35,820
+HK$2,054/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$67,532/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$245,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,347
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,295
−HK$962/mo
Today · 4.125%
HK$37,257
baseline
▲ 0.50% · 4.625%
HK$39,221
+HK$1,964/mo
Deposit HK$1.23M · loan HK$6.97M · min. income ≈ HK$74,514/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$245,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,642
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,689
−HK$1,063/mo
Today · 4.125%
HK$35,752
baseline
▲ 0.50% · 4.625%
HK$37,927
+HK$2,175/mo
Deposit HK$820K · loan HK$7.38M · min. income ≈ HK$71,504/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$245,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,427
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,430
−HK$1,019/mo
Today · 4.125%
HK$39,449
baseline
▲ 0.50% · 4.625%
HK$41,528
+HK$2,079/mo
Deposit HK$820K · loan HK$7.38M · min. income ≈ HK$78,898/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$245,896 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).