▼ 0.50% · 3.625%
HK$20,068
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,692
−HK$634/mo
Today · 4.125%
HK$21,326
baseline
▲ 0.50% · 4.625%
HK$22,624
+HK$1,298/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,652/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$264,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,325
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,924
−HK$607/mo
Today · 4.125%
HK$23,531
baseline
▲ 0.50% · 4.625%
HK$24,771
+HK$1,240/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,062/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$264,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,074
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,761
−HK$698/mo
Today · 4.125%
HK$23,459
baseline
▲ 0.50% · 4.625%
HK$24,886
+HK$1,427/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,918/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$264,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,557
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,216
−HK$668/mo
Today · 4.125%
HK$25,884
baseline
▲ 0.50% · 4.625%
HK$27,249
+HK$1,365/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,768/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$264,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,081
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,830
−HK$761/mo
Today · 4.125%
HK$25,591
baseline
▲ 0.50% · 4.625%
HK$27,148
+HK$1,557/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,182/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$264,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,790
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,508
−HK$729/mo
Today · 4.125%
HK$28,237
baseline
▲ 0.50% · 4.625%
HK$29,726
+HK$1,489/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,474/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$264,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,088
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,899
−HK$825/mo
Today · 4.125%
HK$27,724
baseline
▲ 0.50% · 4.625%
HK$29,411
+HK$1,687/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$55,448/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$264,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,022
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,801
−HK$789/mo
Today · 4.125%
HK$30,590
baseline
▲ 0.50% · 4.625%
HK$32,203
+HK$1,613/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$61,180/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$264,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,095
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,969
−HK$887/mo
Today · 4.125%
HK$29,856
baseline
▲ 0.50% · 4.625%
HK$31,673
+HK$1,817/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$59,712/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$264,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,255
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,093
−HK$851/mo
Today · 4.125%
HK$32,944
baseline
▲ 0.50% · 4.625%
HK$34,680
+HK$1,736/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$65,888/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$264,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,101
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,038
−HK$951/mo
Today · 4.125%
HK$31,989
baseline
▲ 0.50% · 4.625%
HK$33,935
+HK$1,946/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$63,978/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$264,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,487
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,386
−HK$911/mo
Today · 4.125%
HK$35,297
baseline
▲ 0.50% · 4.625%
HK$37,157
+HK$1,860/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$70,594/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$264,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,108
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,107
−HK$1,015/mo
Today · 4.125%
HK$34,122
baseline
▲ 0.50% · 4.625%
HK$36,198
+HK$2,076/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$68,244/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$264,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,720
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,678
−HK$972/mo
Today · 4.125%
HK$37,650
baseline
▲ 0.50% · 4.625%
HK$39,634
+HK$1,984/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$75,300/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$264,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,115
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,176
−HK$1,078/mo
Today · 4.125%
HK$36,254
baseline
▲ 0.50% · 4.625%
HK$38,460
+HK$2,206/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$72,508/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$264,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,952
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,970
−HK$1,033/mo
Today · 4.125%
HK$40,003
baseline
▲ 0.50% · 4.625%
HK$42,112
+HK$2,109/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$80,006/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$264,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,122
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,245
−HK$1,142/mo
Today · 4.125%
HK$38,387
baseline
▲ 0.50% · 4.625%
HK$40,723
+HK$2,336/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$76,774/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,185
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,263
−HK$1,093/mo
Today · 4.125%
HK$42,356
baseline
▲ 0.50% · 4.625%
HK$44,589
+HK$2,233/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$84,712/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,018 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).