▼ 0.50% · 3.625%
HK$19,808
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,424
−HK$626/mo
Today · 4.125%
HK$21,050
baseline
▲ 0.50% · 4.625%
HK$22,331
+HK$1,281/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,100/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,036
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,627
−HK$600/mo
Today · 4.125%
HK$23,227
baseline
▲ 0.50% · 4.625%
HK$24,451
+HK$1,224/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,454/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,789
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,467
−HK$688/mo
Today · 4.125%
HK$23,155
baseline
▲ 0.50% · 4.625%
HK$24,564
+HK$1,409/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,310/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,240
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,890
−HK$660/mo
Today · 4.125%
HK$25,550
baseline
▲ 0.50% · 4.625%
HK$26,897
+HK$1,347/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,100/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,770
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,509
−HK$751/mo
Today · 4.125%
HK$25,260
baseline
▲ 0.50% · 4.625%
HK$26,798
+HK$1,538/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$50,520/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,444
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,153
−HK$719/mo
Today · 4.125%
HK$27,872
baseline
▲ 0.50% · 4.625%
HK$29,342
+HK$1,470/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$55,744/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,751
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,552
−HK$814/mo
Today · 4.125%
HK$27,366
baseline
▲ 0.50% · 4.625%
HK$29,031
+HK$1,665/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,732/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,647
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,416
−HK$779/mo
Today · 4.125%
HK$30,195
baseline
▲ 0.50% · 4.625%
HK$31,787
+HK$1,592/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,390/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,732
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,594
−HK$877/mo
Today · 4.125%
HK$29,471
baseline
▲ 0.50% · 4.625%
HK$31,264
+HK$1,793/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$58,942/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,851
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,678
−HK$840/mo
Today · 4.125%
HK$32,518
baseline
▲ 0.50% · 4.625%
HK$34,232
+HK$1,714/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$65,036/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,712
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,637
−HK$939/mo
Today · 4.125%
HK$31,576
baseline
▲ 0.50% · 4.625%
HK$33,497
+HK$1,921/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,152/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,055
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,941
−HK$900/mo
Today · 4.125%
HK$34,841
baseline
▲ 0.50% · 4.625%
HK$36,677
+HK$1,836/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,682/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,693
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,679
−HK$1,002/mo
Today · 4.125%
HK$33,681
baseline
▲ 0.50% · 4.625%
HK$35,730
+HK$2,049/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$67,362/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,258
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,204
−HK$959/mo
Today · 4.125%
HK$37,163
baseline
▲ 0.50% · 4.625%
HK$39,122
+HK$1,959/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$74,326/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,674
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,721
−HK$1,065/mo
Today · 4.125%
HK$35,786
baseline
▲ 0.50% · 4.625%
HK$37,963
+HK$2,177/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$71,572/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,462
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,467
−HK$1,019/mo
Today · 4.125%
HK$39,486
baseline
▲ 0.50% · 4.625%
HK$41,567
+HK$2,081/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$78,972/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,655
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$36,764
−HK$1,127/mo
Today · 4.125%
HK$37,891
baseline
▲ 0.50% · 4.625%
HK$40,196
+HK$2,305/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$75,782/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,666
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,729
−HK$1,080/mo
Today · 4.125%
HK$41,809
baseline
▲ 0.50% · 4.625%
HK$44,012
+HK$2,203/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$83,618/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,606 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).