▼ 0.50% · 3.625%
HK$20,096
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,721
−HK$635/mo
Today · 4.125%
HK$21,356
baseline
▲ 0.50% · 4.625%
HK$22,656
+HK$1,300/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,712/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,357
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,956
−HK$608/mo
Today · 4.125%
HK$23,564
baseline
▲ 0.50% · 4.625%
HK$24,807
+HK$1,243/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,128/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,106
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,793
−HK$699/mo
Today · 4.125%
HK$23,492
baseline
▲ 0.50% · 4.625%
HK$24,921
+HK$1,429/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$46,984/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,592
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,252
−HK$669/mo
Today · 4.125%
HK$25,921
baseline
▲ 0.50% · 4.625%
HK$27,287
+HK$1,366/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$51,842/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,115
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,865
−HK$762/mo
Today · 4.125%
HK$25,627
baseline
▲ 0.50% · 4.625%
HK$27,187
+HK$1,560/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$51,254/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,828
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,547
−HK$730/mo
Today · 4.125%
HK$28,277
baseline
▲ 0.50% · 4.625%
HK$29,768
+HK$1,491/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$56,554/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,125
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,937
−HK$826/mo
Today · 4.125%
HK$27,763
baseline
▲ 0.50% · 4.625%
HK$29,452
+HK$1,689/mo
Deposit HK$3.08M · loan HK$5.73M · min. income ≈ HK$55,526/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,064
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,843
−HK$791/mo
Today · 4.125%
HK$30,634
baseline
▲ 0.50% · 4.625%
HK$32,249
+HK$1,615/mo
Deposit HK$3.08M · loan HK$5.73M · min. income ≈ HK$61,268/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,134
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,010
−HK$889/mo
Today · 4.125%
HK$29,899
baseline
▲ 0.50% · 4.625%
HK$31,718
+HK$1,819/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$59,798/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,299
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,139
−HK$851/mo
Today · 4.125%
HK$32,990
baseline
▲ 0.50% · 4.625%
HK$34,729
+HK$1,739/mo
Deposit HK$2.64M · loan HK$6.17M · min. income ≈ HK$65,980/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,144
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,082
−HK$952/mo
Today · 4.125%
HK$32,034
baseline
▲ 0.50% · 4.625%
HK$33,984
+HK$1,950/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$64,068/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,535
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,434
−HK$913/mo
Today · 4.125%
HK$35,347
baseline
▲ 0.50% · 4.625%
HK$37,210
+HK$1,863/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$70,694/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,154
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,154
−HK$1,016/mo
Today · 4.125%
HK$34,170
baseline
▲ 0.50% · 4.625%
HK$36,249
+HK$2,079/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$68,340/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,771
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,730
−HK$973/mo
Today · 4.125%
HK$37,703
baseline
▲ 0.50% · 4.625%
HK$39,691
+HK$1,988/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$75,406/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,163
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,226
−HK$1,080/mo
Today · 4.125%
HK$36,306
baseline
▲ 0.50% · 4.625%
HK$38,515
+HK$2,209/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$72,612/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,006
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,026
−HK$1,034/mo
Today · 4.125%
HK$40,060
baseline
▲ 0.50% · 4.625%
HK$42,171
+HK$2,111/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$80,120/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,173
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,298
−HK$1,143/mo
Today · 4.125%
HK$38,441
baseline
▲ 0.50% · 4.625%
HK$40,780
+HK$2,339/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$76,882/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,242
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,321
−HK$1,095/mo
Today · 4.125%
HK$42,416
baseline
▲ 0.50% · 4.625%
HK$44,652
+HK$2,236/mo
Deposit HK$881K · loan HK$7.93M · min. income ≈ HK$84,832/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,392 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).