▼ 0.50% · 3.625%
HK$20,926
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,577
−HK$661/mo
Today · 4.125%
HK$22,238
baseline
▲ 0.50% · 4.625%
HK$23,591
+HK$1,353/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,476/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$287,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,280
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,904
−HK$634/mo
Today · 4.125%
HK$24,538
baseline
▲ 0.50% · 4.625%
HK$25,831
+HK$1,293/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,076/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$287,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,019
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,735
−HK$727/mo
Today · 4.125%
HK$24,462
baseline
▲ 0.50% · 4.625%
HK$25,951
+HK$1,489/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,924/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,608
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,295
−HK$696/mo
Today · 4.125%
HK$26,991
baseline
▲ 0.50% · 4.625%
HK$28,414
+HK$1,423/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$53,982/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,111
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,892
−HK$794/mo
Today · 4.125%
HK$26,686
baseline
▲ 0.50% · 4.625%
HK$28,310
+HK$1,624/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,372/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,936
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,685
−HK$760/mo
Today · 4.125%
HK$29,445
baseline
▲ 0.50% · 4.625%
HK$30,997
+HK$1,552/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,890/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,204
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,050
−HK$860/mo
Today · 4.125%
HK$28,910
baseline
▲ 0.50% · 4.625%
HK$30,669
+HK$1,759/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$57,820/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,264
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,076
−HK$823/mo
Today · 4.125%
HK$31,899
baseline
▲ 0.50% · 4.625%
HK$33,580
+HK$1,681/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$63,798/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,296
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,208
−HK$926/mo
Today · 4.125%
HK$31,134
baseline
▲ 0.50% · 4.625%
HK$33,028
+HK$1,894/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,268/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,592
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,466
−HK$887/mo
Today · 4.125%
HK$34,353
baseline
▲ 0.50% · 4.625%
HK$36,164
+HK$1,811/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,706/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,389
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,365
−HK$992/mo
Today · 4.125%
HK$33,357
baseline
▲ 0.50% · 4.625%
HK$35,387
+HK$2,030/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$66,714/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,920
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,856
−HK$951/mo
Today · 4.125%
HK$36,807
baseline
▲ 0.50% · 4.625%
HK$38,747
+HK$1,940/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$73,614/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,482
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,523
−HK$1,058/mo
Today · 4.125%
HK$35,581
baseline
▲ 0.50% · 4.625%
HK$37,746
+HK$2,165/mo
Deposit HK$1.84M · loan HK$7.34M · min. income ≈ HK$71,162/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,248
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,247
−HK$1,013/mo
Today · 4.125%
HK$39,260
baseline
▲ 0.50% · 4.625%
HK$41,330
+HK$2,070/mo
Deposit HK$1.84M · loan HK$7.34M · min. income ≈ HK$78,520/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,574
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,681
−HK$1,124/mo
Today · 4.125%
HK$37,805
baseline
▲ 0.50% · 4.625%
HK$40,105
+HK$2,300/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$75,610/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,576
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,637
−HK$1,077/mo
Today · 4.125%
HK$41,714
baseline
▲ 0.50% · 4.625%
HK$43,913
+HK$2,199/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$83,428/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,667
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,838
−HK$1,191/mo
Today · 4.125%
HK$40,029
baseline
▲ 0.50% · 4.625%
HK$42,465
+HK$2,436/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$80,058/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$287,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,904
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,028
−HK$1,140/mo
Today · 4.125%
HK$44,168
baseline
▲ 0.50% · 4.625%
HK$46,496
+HK$2,328/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$88,336/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$287,704 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).