▼ 0.50% · 3.625%
HK$17,412
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$17,954
−HK$550/mo
Today · 4.125%
HK$18,504
baseline
▲ 0.50% · 4.625%
HK$19,630
+HK$1,126/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$37,008/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,371
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$19,891
−HK$527/mo
Today · 4.125%
HK$20,418
baseline
▲ 0.50% · 4.625%
HK$21,494
+HK$1,076/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,836/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,154
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,749
−HK$606/mo
Today · 4.125%
HK$20,355
baseline
▲ 0.50% · 4.625%
HK$21,593
+HK$1,238/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$40,710/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,308
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,880
−HK$579/mo
Today · 4.125%
HK$22,459
baseline
▲ 0.50% · 4.625%
HK$23,643
+HK$1,184/mo
Deposit HK$3.44M · loan HK$4.20M · min. income ≈ HK$44,918/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$229,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,895
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,545
−HK$660/mo
Today · 4.125%
HK$22,205
baseline
▲ 0.50% · 4.625%
HK$23,556
+HK$1,351/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,410/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$229,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,245
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,869
−HK$632/mo
Today · 4.125%
HK$24,501
baseline
▲ 0.50% · 4.625%
HK$25,793
+HK$1,292/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$49,002/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$229,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,636
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,340
−HK$716/mo
Today · 4.125%
HK$24,056
baseline
▲ 0.50% · 4.625%
HK$25,519
+HK$1,463/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$48,112/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$229,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,182
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,858
−HK$685/mo
Today · 4.125%
HK$26,543
baseline
▲ 0.50% · 4.625%
HK$27,942
+HK$1,399/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$53,086/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$229,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,377
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,136
−HK$770/mo
Today · 4.125%
HK$25,906
baseline
▲ 0.50% · 4.625%
HK$27,482
+HK$1,576/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$51,812/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,119
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,847
−HK$738/mo
Today · 4.125%
HK$28,585
baseline
▲ 0.50% · 4.625%
HK$30,091
+HK$1,506/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$57,170/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,118
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,931
−HK$825/mo
Today · 4.125%
HK$27,756
baseline
▲ 0.50% · 4.625%
HK$29,445
+HK$1,689/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$55,512/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,057
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,836
−HK$790/mo
Today · 4.125%
HK$30,626
baseline
▲ 0.50% · 4.625%
HK$32,241
+HK$1,615/mo
Deposit HK$1.91M · loan HK$5.73M · min. income ≈ HK$61,252/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$229,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,860
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,726
−HK$881/mo
Today · 4.125%
HK$29,607
baseline
▲ 0.50% · 4.625%
HK$31,408
+HK$1,801/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$59,214/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,994
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,825
−HK$843/mo
Today · 4.125%
HK$32,668
baseline
▲ 0.50% · 4.625%
HK$34,390
+HK$1,722/mo
Deposit HK$1.53M · loan HK$6.11M · min. income ≈ HK$65,336/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,601
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,522
−HK$935/mo
Today · 4.125%
HK$31,457
baseline
▲ 0.50% · 4.625%
HK$33,371
+HK$1,914/mo
Deposit HK$1.15M · loan HK$6.49M · min. income ≈ HK$62,914/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$229,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,931
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,814
−HK$896/mo
Today · 4.125%
HK$34,710
baseline
▲ 0.50% · 4.625%
HK$36,540
+HK$1,830/mo
Deposit HK$1.15M · loan HK$6.49M · min. income ≈ HK$69,420/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$229,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,342
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,317
−HK$991/mo
Today · 4.125%
HK$33,308
baseline
▲ 0.50% · 4.625%
HK$35,334
+HK$2,026/mo
Deposit HK$764K · loan HK$6.87M · min. income ≈ HK$66,616/mo (50% DSR)
Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$229,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,868
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,803
−HK$949/mo
Today · 4.125%
HK$36,752
baseline
▲ 0.50% · 4.625%
HK$38,689
+HK$1,937/mo
Deposit HK$764K · loan HK$6.87M · min. income ≈ HK$73,504/mo (50% DSR)
Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$229,084 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).