▼ 0.50% · 3.625%
HK$22,403
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,100
−HK$708/mo
Today · 4.125%
HK$23,808
baseline
▲ 0.50% · 4.625%
HK$25,256
+HK$1,448/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,616/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$352,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,923
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,591
−HK$678/mo
Today · 4.125%
HK$26,269
baseline
▲ 0.50% · 4.625%
HK$27,654
+HK$1,385/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,538/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$352,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,643
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,409
−HK$779/mo
Today · 4.125%
HK$26,188
baseline
▲ 0.50% · 4.625%
HK$27,782
+HK$1,594/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$52,376/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$352,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,415
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,150
−HK$746/mo
Today · 4.125%
HK$28,896
baseline
▲ 0.50% · 4.625%
HK$30,419
+HK$1,523/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$57,792/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$352,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,883
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,719
−HK$850/mo
Today · 4.125%
HK$28,569
baseline
▲ 0.50% · 4.625%
HK$30,307
+HK$1,738/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$57,138/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,907
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,709
−HK$814/mo
Today · 4.125%
HK$31,523
baseline
▲ 0.50% · 4.625%
HK$33,185
+HK$1,662/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$63,046/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,123
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,029
−HK$921/mo
Today · 4.125%
HK$30,950
baseline
▲ 0.50% · 4.625%
HK$32,833
+HK$1,883/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$61,900/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$352,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,400
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,269
−HK$881/mo
Today · 4.125%
HK$34,150
baseline
▲ 0.50% · 4.625%
HK$35,950
+HK$1,800/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$68,300/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$352,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,364
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,339
−HK$992/mo
Today · 4.125%
HK$33,331
baseline
▲ 0.50% · 4.625%
HK$35,359
+HK$2,028/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$66,662/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,892
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,828
−HK$949/mo
Today · 4.125%
HK$36,777
baseline
▲ 0.50% · 4.625%
HK$38,716
+HK$1,939/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$73,554/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,604
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,649
−HK$1,062/mo
Today · 4.125%
HK$35,711
baseline
▲ 0.50% · 4.625%
HK$37,884
+HK$2,173/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$71,422/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$352,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,384
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,387
−HK$1,017/mo
Today · 4.125%
HK$39,404
baseline
▲ 0.50% · 4.625%
HK$41,481
+HK$2,077/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$78,808/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$352,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,844
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,959
−HK$1,133/mo
Today · 4.125%
HK$38,092
baseline
▲ 0.50% · 4.625%
HK$40,410
+HK$2,318/mo
Deposit HK$1.96M · loan HK$7.86M · min. income ≈ HK$76,184/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$352,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,876
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,946
−HK$1,085/mo
Today · 4.125%
HK$42,031
baseline
▲ 0.50% · 4.625%
HK$44,246
+HK$2,215/mo
Deposit HK$1.96M · loan HK$7.86M · min. income ≈ HK$84,062/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$352,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,085
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,269
−HK$1,204/mo
Today · 4.125%
HK$40,473
baseline
▲ 0.50% · 4.625%
HK$42,935
+HK$2,462/mo
Deposit HK$1.47M · loan HK$8.35M · min. income ≈ HK$80,946/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$352,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,369
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,505
−HK$1,153/mo
Today · 4.125%
HK$44,658
baseline
▲ 0.50% · 4.625%
HK$47,012
+HK$2,354/mo
Deposit HK$1.47M · loan HK$8.35M · min. income ≈ HK$89,316/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$352,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,325
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,579
−HK$1,275/mo
Today · 4.125%
HK$42,854
baseline
▲ 0.50% · 4.625%
HK$45,461
+HK$2,607/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$85,708/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$352,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,861
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,064
−HK$1,221/mo
Today · 4.125%
HK$47,285
baseline
▲ 0.50% · 4.625%
HK$49,777
+HK$2,492/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$94,570/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$352,464 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).