▼ 0.50% · 3.625%
HK$21,504
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,172
−HK$680/mo
Today · 4.125%
HK$22,852
baseline
▲ 0.50% · 4.625%
HK$24,242
+HK$1,390/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,704/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,922
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,564
−HK$651/mo
Today · 4.125%
HK$25,215
baseline
▲ 0.50% · 4.625%
HK$26,544
+HK$1,329/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,430/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,654
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,390
−HK$747/mo
Today · 4.125%
HK$25,137
baseline
▲ 0.50% · 4.625%
HK$26,667
+HK$1,530/mo
Deposit HK$4.24M · loan HK$5.19M · min. income ≈ HK$50,274/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,315
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$27,020
−HK$716/mo
Today · 4.125%
HK$27,736
baseline
▲ 0.50% · 4.625%
HK$29,198
+HK$1,462/mo
Deposit HK$4.24M · loan HK$5.19M · min. income ≈ HK$55,472/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,804
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,607
−HK$815/mo
Today · 4.125%
HK$27,422
baseline
▲ 0.50% · 4.625%
HK$29,091
+HK$1,669/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$54,844/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,707
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,477
−HK$781/mo
Today · 4.125%
HK$30,258
baseline
▲ 0.50% · 4.625%
HK$31,853
+HK$1,595/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$60,516/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,955
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,824
−HK$884/mo
Today · 4.125%
HK$29,708
baseline
▲ 0.50% · 4.625%
HK$31,515
+HK$1,807/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$59,416/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$313,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,099
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,933
−HK$846/mo
Today · 4.125%
HK$32,779
baseline
▲ 0.50% · 4.625%
HK$34,507
+HK$1,728/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$65,558/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$313,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,105
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,041
−HK$952/mo
Today · 4.125%
HK$31,993
baseline
▲ 0.50% · 4.625%
HK$33,939
+HK$1,946/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$63,986/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,491
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,390
−HK$911/mo
Today · 4.125%
HK$35,301
baseline
▲ 0.50% · 4.625%
HK$37,162
+HK$1,861/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$70,602/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,255
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,259
−HK$1,019/mo
Today · 4.125%
HK$34,278
baseline
▲ 0.50% · 4.625%
HK$36,364
+HK$2,086/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$68,556/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,884
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,846
−HK$976/mo
Today · 4.125%
HK$37,822
baseline
▲ 0.50% · 4.625%
HK$39,816
+HK$1,994/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$75,644/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,406
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,476
−HK$1,087/mo
Today · 4.125%
HK$36,563
baseline
▲ 0.50% · 4.625%
HK$38,788
+HK$2,225/mo
Deposit HK$1.89M · loan HK$7.54M · min. income ≈ HK$73,126/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,276
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,302
−HK$1,042/mo
Today · 4.125%
HK$40,344
baseline
▲ 0.50% · 4.625%
HK$42,470
+HK$2,126/mo
Deposit HK$1.89M · loan HK$7.54M · min. income ≈ HK$80,688/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,556
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,693
−HK$1,155/mo
Today · 4.125%
HK$38,848
baseline
▲ 0.50% · 4.625%
HK$41,212
+HK$2,364/mo
Deposit HK$1.41M · loan HK$8.02M · min. income ≈ HK$77,696/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,668
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,759
−HK$1,106/mo
Today · 4.125%
HK$42,865
baseline
▲ 0.50% · 4.625%
HK$45,125
+HK$2,260/mo
Deposit HK$1.41M · loan HK$8.02M · min. income ≈ HK$85,730/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,706
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,910
−HK$1,224/mo
Today · 4.125%
HK$41,134
baseline
▲ 0.50% · 4.625%
HK$43,636
+HK$2,502/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$82,268/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,060
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,215
−HK$1,172/mo
Today · 4.125%
HK$45,387
baseline
▲ 0.50% · 4.625%
HK$47,779
+HK$2,392/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$90,774/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,031 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).