▼ 0.50% · 3.625%
HK$21,995
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,679
−HK$695/mo
Today · 4.125%
HK$23,374
baseline
▲ 0.50% · 4.625%
HK$24,796
+HK$1,422/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,748/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,469
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,125
−HK$666/mo
Today · 4.125%
HK$25,791
baseline
▲ 0.50% · 4.625%
HK$27,150
+HK$1,359/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,582/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,194
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,947
−HK$764/mo
Today · 4.125%
HK$25,711
baseline
▲ 0.50% · 4.625%
HK$27,276
+HK$1,565/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$51,422/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$334,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,916
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,638
−HK$732/mo
Today · 4.125%
HK$28,370
baseline
▲ 0.50% · 4.625%
HK$29,866
+HK$1,496/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$56,740/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$334,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,394
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,215
−HK$834/mo
Today · 4.125%
HK$28,049
baseline
▲ 0.50% · 4.625%
HK$29,756
+HK$1,707/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,098/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,363
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,150
−HK$799/mo
Today · 4.125%
HK$30,949
baseline
▲ 0.50% · 4.625%
HK$32,581
+HK$1,632/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,898/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,593
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,483
−HK$903/mo
Today · 4.125%
HK$30,386
baseline
▲ 0.50% · 4.625%
HK$32,235
+HK$1,849/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$60,772/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,810
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,663
−HK$865/mo
Today · 4.125%
HK$33,528
baseline
▲ 0.50% · 4.625%
HK$35,296
+HK$1,768/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$67,056/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,793
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,751
−HK$973/mo
Today · 4.125%
HK$32,724
baseline
▲ 0.50% · 4.625%
HK$34,715
+HK$1,991/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,448/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,257
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,175
−HK$932/mo
Today · 4.125%
HK$36,107
baseline
▲ 0.50% · 4.625%
HK$38,011
+HK$1,904/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,214/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,992
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,018
−HK$1,043/mo
Today · 4.125%
HK$35,061
baseline
▲ 0.50% · 4.625%
HK$37,194
+HK$2,133/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$70,122/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$334,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,703
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,688
−HK$998/mo
Today · 4.125%
HK$38,686
baseline
▲ 0.50% · 4.625%
HK$40,726
+HK$2,040/mo
Deposit HK$2.41M · loan HK$7.23M · min. income ≈ HK$77,372/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$334,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,192
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,286
−HK$1,113/mo
Today · 4.125%
HK$37,399
baseline
▲ 0.50% · 4.625%
HK$39,674
+HK$2,275/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$74,798/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,150
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,200
−HK$1,066/mo
Today · 4.125%
HK$41,266
baseline
▲ 0.50% · 4.625%
HK$43,441
+HK$2,175/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$82,532/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,391
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,554
−HK$1,182/mo
Today · 4.125%
HK$39,736
baseline
▲ 0.50% · 4.625%
HK$42,154
+HK$2,418/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$79,472/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,597
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,713
−HK$1,132/mo
Today · 4.125%
HK$43,845
baseline
▲ 0.50% · 4.625%
HK$46,156
+HK$2,311/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$87,690/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,591
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,822
−HK$1,251/mo
Today · 4.125%
HK$42,073
baseline
▲ 0.50% · 4.625%
HK$44,633
+HK$2,560/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$84,146/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,044
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,225
−HK$1,199/mo
Today · 4.125%
HK$46,424
baseline
▲ 0.50% · 4.625%
HK$48,871
+HK$2,447/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$92,848/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,576 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).