▼ 0.50% · 3.625%
HK$21,462
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$22,130
−HK$678/mo
Today · 4.125%
HK$22,808
baseline
▲ 0.50% · 4.625%
HK$24,196
+HK$1,388/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,616/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,876
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,517
−HK$649/mo
Today · 4.125%
HK$25,166
baseline
▲ 0.50% · 4.625%
HK$26,493
+HK$1,327/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,332/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,608
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,342
−HK$747/mo
Today · 4.125%
HK$25,089
baseline
▲ 0.50% · 4.625%
HK$26,615
+HK$1,526/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$50,178/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,264
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,968
−HK$715/mo
Today · 4.125%
HK$27,683
baseline
▲ 0.50% · 4.625%
HK$29,142
+HK$1,459/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$55,366/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,754
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,555
−HK$814/mo
Today · 4.125%
HK$27,369
baseline
▲ 0.50% · 4.625%
HK$29,035
+HK$1,666/mo
Deposit HK$3.76M · loan HK$5.65M · min. income ≈ HK$54,738/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,651
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,420
−HK$779/mo
Today · 4.125%
HK$30,199
baseline
▲ 0.50% · 4.625%
HK$31,791
+HK$1,592/mo
Deposit HK$3.76M · loan HK$5.65M · min. income ≈ HK$60,398/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,900
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,768
−HK$882/mo
Today · 4.125%
HK$29,650
baseline
▲ 0.50% · 4.625%
HK$31,454
+HK$1,804/mo
Deposit HK$3.29M · loan HK$6.12M · min. income ≈ HK$59,300/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$311,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,039
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,871
−HK$845/mo
Today · 4.125%
HK$32,716
baseline
▲ 0.50% · 4.625%
HK$34,440
+HK$1,724/mo
Deposit HK$3.29M · loan HK$6.12M · min. income ≈ HK$65,432/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$311,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,047
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,981
−HK$950/mo
Today · 4.125%
HK$31,931
baseline
▲ 0.50% · 4.625%
HK$33,874
+HK$1,943/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$63,862/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$311,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,427
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,323
−HK$910/mo
Today · 4.125%
HK$35,233
baseline
▲ 0.50% · 4.625%
HK$37,090
+HK$1,857/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$70,466/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$311,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,193
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,194
−HK$1,018/mo
Today · 4.125%
HK$34,212
baseline
▲ 0.50% · 4.625%
HK$36,293
+HK$2,081/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$68,424/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$311,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,814
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,775
−HK$974/mo
Today · 4.125%
HK$37,749
baseline
▲ 0.50% · 4.625%
HK$39,739
+HK$1,990/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$75,498/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$311,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,339
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,407
−HK$1,085/mo
Today · 4.125%
HK$36,492
baseline
▲ 0.50% · 4.625%
HK$38,713
+HK$2,221/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$72,984/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$311,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,202
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,226
−HK$1,040/mo
Today · 4.125%
HK$40,266
baseline
▲ 0.50% · 4.625%
HK$42,388
+HK$2,122/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$80,532/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$311,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,485
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$37,620
−HK$1,153/mo
Today · 4.125%
HK$38,773
baseline
▲ 0.50% · 4.625%
HK$41,132
+HK$2,359/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$77,546/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,589
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$41,678
−HK$1,104/mo
Today · 4.125%
HK$42,782
baseline
▲ 0.50% · 4.625%
HK$45,038
+HK$2,256/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$85,564/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,631
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,833
−HK$1,221/mo
Today · 4.125%
HK$41,054
baseline
▲ 0.50% · 4.625%
HK$43,552
+HK$2,498/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$82,108/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,977
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,130
−HK$1,169/mo
Today · 4.125%
HK$45,299
baseline
▲ 0.50% · 4.625%
HK$47,687
+HK$2,388/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$90,598/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,207 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).